318 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 318 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,728 sqft · built 2001
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2020)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-360-117-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-117-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 84 300 000 00 T7N R9E POTTERS LAKE PARK LOTS 117 & 118 (COMBINED -118-00 WITH -117-00 10/17/00)
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	117-118
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-117-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 OGLETHORPE DR, LAPEER, MI 48446-2770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH
Sep 25, 2020	Correction Deed, Transfer NOT AVAILABLE
Aug 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202031361000
Deed Book / Page	3136 / 1000
Prior Transfer Date	Apr 13, 2011
Prior Transfer Doc	0025110879
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 14, 2020
Property Address	318 OGLETHORPE DR, LAPEER, MI 48446-2770
Document Number	0031361000
Book / Page	003136 / 001000
Instrument Date	Oct 06, 2020
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	CAPITAL TITLE INSURANCE AGENCY, CAPITAL TITLE INS AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$863.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 HANCOCK LN DAVISON MI 484232610, DAVISON, MI 48423-2610

Mortgage

Document Number	31370018
Date	Oct 14, 2020
Book Page	003137/000018

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	31370001,
Date	Oct 14, 2020
Book Page	003137/000001

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 25, 2020
Property Address	318 OGLETHORPE DR, LAPEER, MI 48446-2770
Document Number	0031310967
Book / Page	003131 / 000967
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 OGLETHORPE DR LAPEER MI 484462770, LAPEER, MI 48446-2770

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 20, 2020
Property Address	318 OGLETHORPE DR, LAPEER, MI 48446-2770
Document Number	0031230277
Book / Page	003123 / 000277
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Oct 01, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4160 SCHOOL ST METAMORA MI 484559768, METAMORA, MI 48455-9768

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 19, 2017
Property Address	318 OGLETHORPE DR, LAPEER, MI 48446-2770
Document Number	0028730132
Book / Page	002873 / 000132
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 OGLETHORPE DR LAPEER MI 484462770, LAPEER, MI 48446-2770

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (+3.36%)	$295,200 (+3.36%)
2025	$3,160.00 (+3.5%) Homeowner's exemption	$142,800 (+26.26%)	$285,600 (+26.26%)
2024	$3,053.00 (+28.39%)
2023		$113,100	$226,200
2022	$2,378.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 100 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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