321 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 321 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,827 sqft · built 2005
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2014)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-360-067-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-067-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	122 ft deep x 67 ft wide
Garage Area	399 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 81 600 000 00 T7N R9E POTTERS LAKE PARK LOTS 67 & 68.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	67-68
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-067-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 OGLETHORPE DR, LAPEER, MI 48446-2771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Nov 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2014 · Amount on Record
Deed Sale	Oct 28, 2014 · Amount on Record
Prior Sale	May 06, 2002 · Amount on Record
Deed Book / Page	2733 / 960
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	321 OGLETHORPE DR, LAPEER, MI 48446-2771
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OGLETHORPE DR, LAPEER, MI 48446-2771

Mortgage

Document Number	0031460629
Date	Nov 13, 2020
Book Page	3146/629

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	321 OGLETHORPE DR, LAPEER, MI 48446-2771
Document Number	0030620015
Instrument Date	Nov 05, 2019
Transaction Type	Mortgage
Record Updated	Jan 03, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 OGLETHORPE DR LAPEER MI 484462771, LAPEER, MI 48446-2771

Mortgage

Document Number	0030620015
Date	Nov 18, 2019
Book Page	003062/000015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 17, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	321 OGLETHORPE DR, LAPEER, MI 48446-2771
Document Number	0029440436
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 OGLETHORPE DR LAPEER MI 484462771, LAPEER, MI 48446-2771

Mortgage

Document Number	0029440436
Date	Feb 08, 2018
Book Page	002944/000436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 07, 2048

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00 (-55.62%) Homeowner's exemption	$210,700 (+11.54%)	$421,400 (+11.54%)
2023		$188,900	$377,800
2022	$2,641.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 100 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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