295 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 295 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 756 sqft · built 1929
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Feb 2023)
Tax Bill	$547 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone A (high risk)
APN	`008-360-060-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-060-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Flooring	Carpet

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 39 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 81 000 000 00 T7N R9E POTTERS LAKE PARK LOT 60.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	60
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-060-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 OGLETHORPE DR, LAPEER, MI 48446-2769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Book / Page	3337 / 718
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 14, 2023
Property Address	295 OGLETHORPE DR, LAPEER, MI 48446-2769
Document Number	0033370718
Book / Page	3337 / 718
Instrument Date	Feb 10, 2023
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2499 JOSSMAN RD, HOLLY, MI 48442-8785

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	295 OGLETHORPE DR, LAPEER, MI 48446-2769

Mortgage

Document Number	0003337771
Date	Feb 14, 2023
Instrument	3337/771

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 21, 2022
Property Address	295 OGLETHORPE DR, LAPEER, MI 48446-2769
Document Number	0032680717
Book / Page	3268 / 717
Map Reference	LB 1 PG 33
Instrument Date	Apr 06, 2017
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$667.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7306 E BRISTOL RD, 7306, DAVISON, MI 48423-2453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2499 JOSSMAN RD, HOLLY, MI 48442-8785

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 (-74.25%) Homeowner's exemption	$57,300 (+13.69%)	$114,600 (+13.69%)
2023		$50,400	$100,800
2022	$2,124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 100 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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