318 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 318 E el Morado Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 866 sqft · built 1924
Lot Size	0.149 acres (6,486 sqft)
Owner	Company Name on Record
Last Sale	$186,000 (Aug 2010)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	May 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-243-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-243-09-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	866 sqft Living Area
1st Floor Area	866 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Other
Lot Area	6,486 sqft (0.149 acres)
Lot Dimensions	138 ft deep x 47 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 E EL MORADO CT
City	ONTARIO
State	CA
Zip	91764-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARK SHAW SUBDIVISION LOT 7
Legal Subdivision	MARK SHAW SUBDIVISION
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1006
Census Tract	1400

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	318 E EL MORADO CT, ONTARIO, CA 91764-3216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2010 · Amount on Record
Deed Sale	Aug 25, 2010 · Amount on Record
Prior Sale	Jan 28, 2010 · Amount on Record
Deed Document Number	2010346435
Last Transfer Date	Apr 24, 2020
Transfer Doc	0000157252
Record Updated	Sep 20, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 8, 2020
Property Address	318 E EL MORADO CT, ONTARIO, CA 91764-3216
Document Number	0000157252
Map Reference	MB 21 PG 60
Instrument Date	Apr 24, 2020
Instrument	2020-0157252
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	318 EAST EL MORADO COURT, UPLAND, CA 91784

Mortgage

Document Number	0000157254
Date	May 8, 2020
Instrument	2020-0157254

Lender

Name	USDA
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Mortgage

Document Number	0000157253
Date	May 8, 2020
Instrument	2020-0157253

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2021

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,062 (+2%) Land $85,070 Building $157,992
2025	$2,555.00 (+5.4%) Homeowner's exemption	$238,296 (+4.04%) Land $83,402 Building $154,894
2023	$2,424.00 (+1.42%) Homeowner's exemption	$229,043 Land $80,164 Building $148,879
2022	$2,390.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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