325 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 325 E el Morado Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,788 sqft · built 1915
Lot Size	0.155 acres (6,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,000 (Jul 2020)
Tax Bill	$5,492 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1048-241-20-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-241-20-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	636 sqft
Family Room	Family Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,762 sqft (0.155 acres)
Lot Dimensions	138 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 E EL MORADO CT
City	ONTARIO
State	CA
Zip	91764-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL MORADA TRACT LOT 23 BLK 2
Legal Subdivision	EL MORADO
Legal Tract	L
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1400

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 2, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
May 23, 2019	Grant Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2020222224
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000122035
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215

Mortgage

Document Number	0000297820
Date	Dec 4, 2025
Instrument	2025-0297820

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 2, 2020
Property Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215
Document Number	0000222224
Map Reference	MB 18 PG 71
Instrument Date	Jun 26, 2020
Instrument	2020-0222224
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215

Mortgage

Document Number	0000222225
Date	Jul 2, 2020
Instrument	2020-0222225

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2019
Property Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215
Document Number	0000167336
Map Reference	MB 18 PG 71
Instrument Date	May 1, 2019
Instrument	2019-0167336
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E EL MORADO CT, ONTARIO, CA 91764-3215

Mortgage

Document Number	0000167337
Date	May 23, 2019
Instrument	2019-0167337

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,711 (+2%) Land $180,849 Building $335,862
2025	$5,492.00 (+5.35%) Homeowner's exemption	$506,579 (+4.04%) Land $177,303 Building $329,276
2023	$5,213.00 (+1.36%) Homeowner's exemption	$486,908 Land $170,418 Building $316,490
2022	$5,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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