312 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 312 E el Morado Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1920
Lot Size	0.149 acres (6,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Jun 2016)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1048-243-08-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-243-08-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1923
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,486 sqft (0.149 acres)
Lot Dimensions	138 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	906 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 E EL MORADO CT
City	ONTARIO
State	CA
Zip	91764-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARK SHAW SUBDIVISION LOT 5
Legal Subdivision	MARK SHAWS SUBDIVISION
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1006
Census Tract	1400

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E EL MORADO CT, ONTARIO, CA 91764-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Apr 14, 2006 · Amount on Record
Deed Document Number	2016246251
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0000092639
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	312 E EL MORADO CT, ONTARIO, CA 91764-3216
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E EL MORADO CT, ONTARIO, CA 91764-3216

Mortgage

Document Number	0000059892
Date	Feb 8, 2021
Instrument	2021-0059892

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Nov 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	312 E EL MORADO CT, ONTARIO, CA 91764-3216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190045
Date	Jun 11, 2019
Instrument	2019-0190045

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,500 (-1.79%) Land $73,000 Building $135,500
2025	$2,347.00 (+8.86%)	$212,300 (+7.6%) Land $74,300 Building $138,000
2023	$2,156.00 (-24.75%)	$197,300 Land $69,100 Building $128,200
2022	$2,865.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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