Lorain County property record for 318 Defiance Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,636 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $122,000 (2022) |
| Tax Bill | $2,902.00 (2025) |
| Primary APN | 10-00-005-102-119 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,636 sqft Living Area |
| 1st Floor | 1,020 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 125 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 256 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 318 DEFIANCE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8211 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB 3 75 X 125 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #3 |
| Legal Block | 102 |
| Legal Lot Number | 101 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3030 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-119
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 21, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OCEANSIDE MTG |
| Aug 17, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OCEANSIDE MTG |
| Aug 04, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage LIBERTY HOME MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Aug 04, 2017 · Amount on Record |
| Deed Doc Number | 2022000323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Investor | Possibly a Property Investor |
| Document Number | 0000052215 |
|---|---|
| Date | May 12, 2025 |
| Instrument | 2025-0052215 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 14, 2022 |
| Property Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Document Number | 0000858947 |
| Map Reference | VOL 33 PG 2-4 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2022-0858947 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Document Number | 0000858948 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-0858948 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Document Number | 0000728996 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 318 DEFIANCE AVE ELYRIA OH 440358211, ELYRIA, OH 44035-8211 |
| Document Number | 0000728996 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 728996 |
| Name | OCEANSIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Document Number | 0000686221 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 318 DEFIANCE AVE ELYRIA OH 440358211, ELYRIA, OH 44035-8211 |
| Document Number | 0000686221 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 686221 |
| Name | OCEANSIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 04, 2017 |
| Property Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Document Number | 0000639363 |
| Map Reference | VOL 33 PG 2 |
| Instrument Date | Aug 03, 2017 |
| Instrument | 2017-0639363 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | ERIEVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 DEFIANCE AVE, ELYRIA, OH 44035-8211 |
| Document Number | 0000639364 |
|---|---|
| Date | Aug 04, 2017 |
| Instrument | 2017-0639364 |
| Name | LIBERTY HOME MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,902.00 | $61,620 (+0.01%) Land $13,460 Building $48,160 | $176,040 (-) Land $38,450 Building $137,590 |
| 2024 | $2,902.00 (+7.24%) | $61,615 (+24.18%) Land $13,458 Building $48,157 | $176,040 (+24.18%) Land $38,450 Building $137,590 |
| 2023 | $2,706.00 (+3.76%) | $49,617 (+3.35%) Land $10,371 Building $39,246 | $141,760 (+3.35%) Land $29,630 Building $112,130 |
| 2022 | $2,608.00 | $48,010 Land $10,370 Building $37,640 | |
| 2021 | $137,160 Land $29,630 Building $107,530 |
318 Defiance Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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