Lorain County property record for 317 Defiance Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1982 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,000 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-108-020 |
| Primary APN | 10-00-005-108-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Heating System | HVAC |
|---|
| Street Address | 317 DEFIANCE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUBD 3 75 X 125 S/L 187 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #3 |
| Legal Block | 108 |
| Legal Lot Number | 187 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 317 DEFIANCE AVE, ELYRIA, OH 44035-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2003 |
| Deed Sale | Apr 21, 2003 |
| Prior Sale | Mar 29, 2002 · Amount on Record |
| Deed Document Number | 2003091507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 317 DEFIANCE AVE, ELYRIA, OH 44035-8210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000871827 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-0871827 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Index | 1-Month LIBOR |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,000.00 | $63,710 (+%) Land $13,460 Building $50,250 | $182,020 (-) Land $38,450 Building $143,570 |
| 2024 | $3,000.00 (+19.81%) | $63,708 (+38.63%) Land $13,458 Building $50,250 | $182,020 (+38.63%) Land $38,450 Building $143,570 |
| 2023 | $2,504.00 (+0.4%) | $45,956 (-0.01%) Land $10,371 Building $35,585 | $131,300 (-) Land $29,630 Building $101,670 |
| 2022 | $2,494.00 | $45,960 Land $10,370 Building $35,590 | |
| 2021 | $131,300 Land $29,630 Building $101,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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