Lorain County property record for 245 Defiance Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1981 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2019) |
| Tax Bill | $2,557 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-102-106 |
| Primary APN | 10-00-005-102-106 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 245 DEFIANCE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB 3 75.00 X 130.80 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #3 |
| Legal Block | 102 |
| Legal Lot Number | 88 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-106
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit HOME MORTGAGE CORPORATION |
| Jul 16, 2019 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Feb 01, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Prior Sale | Feb 01, 2019 · Amount on Record |
| Deed Document Number | 2019004133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 22, 2026 |
| Property Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Document Number | 0000104449 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026104449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Document Number | 0000104449, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026104449 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 10, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 16, 2019 |
| Property Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Document Number | 0000722184 |
| Map Reference | VOL 33 PG 2&3 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019-0722184 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | CLEVELAND HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Document Number | 0000722185 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0722185 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 01, 2019 |
| Property Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Document Number | 0000703062 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 703062 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $224.59 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 26519 BAYFAIR DR OLMSTED FALLS OH 441381840, OLMSTED FALLS, OH 44138-1840 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 24, 2018 |
| Property Address | 245 DEFIANCE AVE, ELYRIA, OH 44035-8276 |
| Document Number | 0000692318 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 692318 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD WEST PALM BEACH FL 334096488, WEST PALM BEACH, FL 33409-6488 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,557.00 | $54,300 (-0.01%) Land $13,720 Building $40,580 | $155,150 (-) Land $39,210 Building $115,940 |
| 2024 | $2,557.00 (+3.35%) | $54,303 (+19.59%) Land $13,724 Building $40,579 | $155,150 (+19.59%) Land $39,210 Building $115,940 |
| 2023 | $2,474.00 (+0.41%) | $45,406 (+0.01%) Land $10,574 Building $34,832 | $129,730 (-) Land $30,210 Building $99,520 |
| 2022 | $2,464.00 | $45,400 Land $10,570 Building $34,830 | |
| 2021 | $129,730 Land $30,210 Building $99,520 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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