St. Johns County property record for 318 Costa del Sol Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,821 sqft · built 2020 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $743,700 (Feb 2020) |
| Tax Bill | $13,070 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Feb 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072426-0410 |
| Primary APN | 072426-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,821 sqft Living Area |
| Gross Area | 5,504 sqft |
| 1st Floor Area | 3,821 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 835 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 848 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 318 COSTA DEL SOL DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 41 OR4884/231 & 6168/407 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT EV-4EV-5B |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20606 |
318 Costa del Sol Dr is owned and occupied by two individuals who acquired it in June 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Line of Credit VYSTAR CREDIT UNION |
| Feb 17, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS |
| Nov 7, 2019 | Loan Modification, Mortgage · Line of Credit AMERIS BK |
| Jun 5, 2018 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Jun 1, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2020 · Amount on File |
| Deed Sale | Feb 17, 2020 · Amount on File |
| Prior Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 202012313 |
| Deed Book / Page | 4884 / 231 |
| Last Transfer Date | Jun 12, 2025 |
| Transfer Doc | 0061680407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 9, 2026 |
| Property Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0000085998 |
| Book / Page | 6450 / 1975 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202685998 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0000085998, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 6450/1975 |
| Instrument | 202685998 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2036 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0048840231 |
| Book / Page | 004884 / 000231 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 12313 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 216 CARETTA CIR ST AUGUSTINE FL 320860079, ST AUGUSTINE, FL 32086-0079 |
| Document Number | 48840233 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 004884/000233 |
| Instrument | 12314 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 7, 2019 |
| Property Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0048271164 |
| Book / Page | 004827 / 001164 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 83480 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1629 RACE TRACK RD #103 ST JOHNS FL 322596299, 103, ST JOHNS, FL 32259-6299 |
| Document Number | 0048271164 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 004827/001164 |
| Instrument | 83480 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | 605 US HIGHWAY 80 W, POOLER, GA 31322-2105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0045580044 |
| Book / Page | 004558 / 000044 |
| Instrument Date | May 31, 2018 |
| Instrument | 38815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600369 JACKSONVILLE FL 322600369, JACKSONVILLE, FL 32260-0369 |
| Document Number | 45580044 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 004558/000044 |
| Instrument | 38815 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | 10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 318 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868 |
| Document Number | 0045560614 |
| Book / Page | 004556 / 000614 |
| Instrument Date | May 31, 2018 |
| Instrument | 38023 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,015.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600369 JACKSONVILLE FL 322600369, JACKSONVILLE, FL 32260-0369 |
The 2025 property tax bill for 318 Costa del Sol Dr was $13,070, up 9.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $810,503 (+2.7%) | $1,182,983 (-2.22%) Land $275,000 Building $907,983 | |
| 2025 | $13,070.00 (+9.78%) Homeowner's exemption | $789,195 (+2.9%) | $1,209,785 (+6.22%) Land $275,000 Building $934,785 |
| 2024 | $11,906.00 (+2.58%) Homeowner's exemption | $766,953 (+3%) | $1,138,975 (-0.18%) Land $250,000 Building $888,975 |
| 2023 | $11,607.00 (+1.94%) Homeowner's exemption | $744,615 (+3%) | $1,141,074 (+2.16%) Land $250,000 Building $891,074 |
| 2022 | $11,386.00 Homeowner's exemption | $722,927 | $1,116,973 Land $196,000 Building $920,973 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Costa del Sol Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Costa del Sol Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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