St. Johns County property record for 289 Costa del Sol Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,815 sqft · built 2025 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Feb 2019) |
| Tax Bill | $11,327 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 072426-0190 |
| Primary APN | 072426-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,815 sqft Living Area |
| Gross Area | 8,848 sqft |
| 1st Floor Area | 3,607 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Type | Attached |
| Garage Area | 1,233 sqft |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 289 COSTA DEL SOL DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32095-4867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 19 OR4677/1068 & 5658/512(Q/C) |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT EV-4EV-5B |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20606 |
Source: St. Johns County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jan 31, 2024 | Deed of Trust, Mortgage · Construction Mortgage VYSTAR CU |
| Nov 1, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage WHITNEY BANK |
| Feb 7, 2019 | Warranty Deed, Transfer LANDMARK TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Prior Sale | Sep 16, 2015 · Amount on Record |
| Deed Document Number | 20198660 |
| Deed Book / Page | 4677 / 1068 |
| Last Transfer Date | Oct 28, 2022 |
| Transfer Doc | 0056580512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 31, 2026 |
| Property Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0000074772 |
| Book / Page | 6429 / 1046 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202674772 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0063091958 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 6309/1958 |
| Instrument | 2026014704 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 216 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7406 |
| Document Number | 0058931558 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 5893/1558 |
| Instrument | 2024007833 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 379 Months |
| Due | Aug 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 1, 2022 |
| Property Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0056580512 |
| Book / Page | 5658 / 512 |
| Map Reference | MB 75 PG 79-88 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022101236 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7406 |
| Name | Verified Name |
|---|---|
| Address | 216 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7406 |
| Document Number | 0005658514 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 5658/514 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 7, 2019 |
| Property Address | 289 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0046771068 |
| Book / Page | 004677 / 001068 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 8660 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 216 SPANISH MARSH DR ST AUGUSTINE FL 320957406, ST AUGUSTINE, FL 32095-7406 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,702,837 (+258.49%) | $2,131,912 (+348.82%) Land $475,000 Building $1,656,912 | |
| 2025 | $11,327.00 (+7.6%) | $475,000 (-) | $475,000 (-) Land $475,000 |
| 2024 | $10,527.00 (+3.42%) | $475,000 (-) | $475,000 (-) Land $475,000 |
| 2023 | $10,179.00 (+7.08%) | $475,000 (+21.17%) | $475,000 (+21.17%) Land $475,000 |
| 2022 | $9,506.00 | $392,000 | $392,000 Land $392,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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