St. Johns County property record for 245 Costa del Sol Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,565 sqft · built 2018 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,370,000 (May 2025) |
| Tax Bill | $10,276 (2025) |
| Deeds & Mortgages | Feb 2019 Construction Loan Aug 2019 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072426-0180 |
| Primary APN | 072426-0180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,565 sqft Living Area |
| Gross Area | 4,978 sqft |
| 1st Floor Area | 3,565 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 865 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 COSTA DEL SOL DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 18 OR6142/1569 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT EV-4EV-5B |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20606 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Aug 13, 2019 | Correction Deed SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE |
| May 16, 2019 | Correction Deed SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Dec 14, 2018 | Loan Modification, Mortgage HANCOCK WHITNEY BK |
| Feb 9, 2018 | Special Warranty Deed, Construction Loan · Construction Mortgage WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on Record |
| Deed Sale | May 5, 2025 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 202534895 |
| Deed Book / Page | 6142 / 1569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046850543 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 4685/0543 |
| Instrument | 2019013023 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 245 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0047770394 |
| Book / Page | 004777 / 000394 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 59455 |
| Record Updated | Sep 6, 2019 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 COSTA DEL SOL DR ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 16, 2019 |
| Property Address | 245 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0047250603 |
| Book / Page | 004725 / 000603 |
| Instrument Date | May 15, 2019 |
| Instrument | 33865 |
| Record Updated | May 29, 2019 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2912 LAS CALINAS BLVD ST AUGUSTINE FL 320957472, ST AUGUSTINE, FL 32095-7472 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0046791276 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 COSTA DEL SOL DR ST AUGUSTINE FL 320954867, ST AUGUSTINE, FL 32095-4867 |
| Document Number | 0046791276 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 004679/001276 |
| Instrument | 9925 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | NEW ORLEANS, LA 70122 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 245 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4867 |
| Document Number | 0045010510 |
| Book / Page | 4501 / 0510 |
| Map Reference | MB75 PG79-88 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 2018008961 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 2, 2022 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 MARKET ST STE 103, 701, SAINT AUGUSTINE, FL 32095-8803 |
| Name | Verified Name |
|---|---|
| Address | 2912 LAS CALINAS BLVD, SAINT AUGUSTINE, FL 32095-7472 |
| Document Number | 2018008962 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2018008962 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,137,914 (+176.91%) Land $275,000 Building $862,914 | $1,137,914 (+0.17%) Land $275,000 Building $862,914 | |
| 2025 | $10,276.00 (+7.08%) Homeowner's exemption | $410,939 (+2.9%) | $1,135,992 (+8.79%) Land $275,000 Building $860,992 |
| 2024 | $9,597.00 (+2.35%) Homeowner's exemption | $399,358 (+3%) | $1,044,226 (-0.89%) Land $250,000 Building $794,226 |
| 2023 | $9,377.00 (+1.35%) Homeowner's exemption | $387,726 (+3%) | $1,053,553 (+0.68%) Land $250,000 Building $803,553 |
| 2022 | $9,252.00 Homeowner's exemption | $376,433 | $1,046,477 Land $196,000 Building $850,477 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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