318 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 318 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1900
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-182-18-016.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-18-016.000`
Alternative APN	`570000220990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,046 sqft
2nd Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY & PATTERSON 3RD LOT 1801
Legal Subdivision	GRAY & PATTERSON 3RD
Legal Lot Number	1801
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 CHERRY ST, FINDLAY, OH 45840-4858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 6, 2021	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Dec 5, 2019	Warranty Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	202113946
Deed Book / Page	2589 / 4049
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 19, 2022
Property Address	318 CHERRY ST, FINDLAY, OH 45840-4858
Document Number	002591/500
Book / Page	2591 / 500
Instrument Date	Jan 18, 2022
Instrument	202200000583
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 CHERRY ST, FINDLAY, OH 45840-4858

Mortgage

Document Number	202200000584
Date	Jan 19, 2022
Instrument	202200000584

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 6, 2021
Property Address	318 CHERRY ST, FINDLAY, OH 45840-4858
Document Number	02589/4049
Book / Page	2589 / 4049
Instrument Date	Dec 3, 2021
Instrument	202100013946
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 CHERRY ST, FINDLAY, OH 45840-4858

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 5, 2019
Property Address	318 CHERRY ST, FINDLAY, OH 45840-4858
Document Number	02563/4740
Book / Page	2563 / 4740
Instrument Date	Dec 4, 2019
Instrument	201900010673
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 NORTHCUTT PL, DAYTON, OH 45414-3839

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 (+2.66%)	$41,490 (+19.12%) Land $6,270 Building $35,220	$118,530 (+19.13%) Land $17,910 Building $100,620
2023	$1,239.00 Homeowner's exemption	$34,830 Land $5,270 Building $29,560
2022			$99,500 Land $15,050 Building $84,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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