311 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 311 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,622 sqft · built 1900
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Dec 2024)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`1011-182-21-010.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-21-010.000`
Alternative APN	`570000220840`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
1st Floor Area	1,006 sqft
2nd Floor Area	616 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	311 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-4857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY & PATTERSON 2ND LOT 1717
Legal Subdivision	GRAY & PATTERSON 2ND
Legal Lot Number	1717
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1013
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	311 CHERRY ST, FINDLAY, OH 45840-4857
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit THE CROGHAN COLONIAL BANK
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	20248258
Deed Book / Page	2615 / 2722
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	311 CHERRY ST, FINDLAY, OH 45840-4857
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02592/2947
Date	Mar 10, 2022
Book Page	2592/2947
Instrument	202200002216

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	311 CHERRY ST, FINDLAY, OH 45840-4857
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	LOUSIVELLE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2547/0001
Date	Oct 19, 2018
Book Page	2547/0001
Instrument	201800008747

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (+2.78%)	$41,160 (+19.13%) Land $6,270 Building $34,890	$117,600 (+19.15%) Land $17,910 Building $99,690
2024	$1,259.00 (-0.16%)	$34,550 (-) Land $5,270 Building $29,280
2023	$1,261.00	$34,550 Land $5,270 Building $29,280
2022			$98,700 Land $15,050 Building $83,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures