323 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 323 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,148 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Dec 2024)
Tax Bill	$895 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2011 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`1011-182-21-006.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-21-006.000`
Alternative APN	`570000220800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,148 sqft Living Area
1st Floor Area	700 sqft
2nd Floor Area	448 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide
Porch	Slab
Porch Area	153 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-4857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY & PATTERSON 2ND LOT 1714 E1/2
Legal Subdivision	GRAY & PATTERSON 2ND
Legal Lot Number	1714
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1013
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6577, CAROL STREAM, IL 60197-6577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 8, 2011	Deed of Trust, Mortgage · Line of Credit OHIO HOMEOWNER ASSISTANCE LLC
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 8, 2008	Corporation Deed, Transfer FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Feb 8, 2008 · Amount on Record
Deed Document Number	20248010
Deed Book / Page	2615 / 1504
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	323 CHERRY ST, FINDLAY, OH 45840-4857
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CHERRY ST, FINDLAY, OH 45840-4857

Mortgage

Document Number	002623/729
Date	Oct 2, 2025
Book Page	2623/729
Instrument	202500008258

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2054

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	323 CHERRY ST, FINDLAY, OH 45840-4857
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02407/2178
Date	Nov 8, 2011
Book Page	2407/2178
Instrument	201100010338

Lender

Name	OHIO HOMEOWNER ASSISTANCE LLC
Type	Non-Lending Institution
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 1, 2021
Property Address	323 CHERRY ST, FINDLAY, OH 45840-4857
Document Number	02586/1999
Book / Page	2586 / 1999
Instrument Date	Aug 27, 2021
Instrument	202100010317
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CHERRY ST, FINDLAY, OH 45840-4857

Mortgage

Document Number	202100010318
Date	Sep 1, 2021
Instrument	202100010318

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2008: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 8, 2008
Property Address	323 CHERRY ST, FINDLAY, OH 45840-4857
Document Number	02333/2349
Book / Page	2333 / 2349
Instrument Date	Jan 31, 2008
Instrument	200800001266
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	PROSOURCE TITLE AGENCY, RESOURCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102
Investor	Possibly a Property Investor

Mortgage

Document Number	200800001267
Date	Feb 8, 2008
Instrument	200800001267

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2023

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00 (+4.92%)	$24,540 (+2.29%) Land $2,640 Building $21,900	$70,110 (+2.29%) Land $7,530 Building $62,580
2023	$853.00 Homeowner's exemption	$23,990 Land $2,640 Building $21,350
2022			$68,540 Land $7,530 Building $61,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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