318 Chatham St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 318 Chatham St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1968
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2019)
Tax Bill	$22 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.1640`

Property Details

APN / Parcel Number

Primary APN	`19.503.1640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Basement Area	1,172 sqft
Finished Basement	756 sqft
Unfinished Basement	416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	318 CHATHAM ST
City	SAINT PETER
State	MN
Zip	56082-1963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 23 LOT EX W 100 LOT 4 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	23
Legal Lot Number	4
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3067
Census Tract	480300

Owner

318 Chatham St is owned and occupied by an individual who acquired it in November 2020.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FEDERAL BANK
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 16, 2022	Deed of Trust, Mortgage VA
Feb 13, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 15, 2020	Affidavit, Transfer
Dec 15, 2020	Transfer on Death Deed, Transfer
Jul 16, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Deed Document Number	2019328313
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000335350
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335930
Date	Jan 21, 2021
Instrument	335930

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320096
Date	Jun 23, 2017
Instrument	320096

Lender

Name	WELLS FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 1, 2020

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331357
Date	Mar 26, 2020
Instrument	331357

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345620
Date	Dec 16, 2022
Instrument	345620

Lender

Name	VA
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NICOLLET MN
Recording Date	Feb 13, 2023
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Document Number	0000346166
Instrument Date	Feb 1, 2023
Instrument	346166
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N 7TH ST, SAINT PETER, MN 56082-1237

December 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	NICOLLET MN
Recording Date	Dec 15, 2020
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Document Number	0000335350
Instrument Date	Nov 30, 2020
Instrument	335350
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CHATHAM ST, SAINT PETER, MN 56082-1963

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 15, 2020
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Document Number	0000335351
Instrument Date	Nov 30, 2020
Instrument	335351
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jul 16, 2019
Property Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963
Document Number	0000328313
Instrument Date	May 31, 2019
Instrument	328313
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	TRADMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 CHATHAM ST, SAINT PETER, MN 56082-1963

Mortgage

Document Number	0000328314
Date	Jul 16, 2019
Instrument	328314

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 318 Chatham St was $22 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22.00 Homeowner's exemption	$292,300 (-1.22%) Land $28,100 Building $264,200	$292,300 (-1.22%) Land $28,100 Building $264,200
2025	$22.00 Homeowner's exemption	$295,900 Land $28,100 Building $267,800	$295,900 Land $28,100 Building $267,800
2023	$22.00 Homeowner's exemption	$278,100 (+17.64%) Land $28,100 Building $250,000	$278,100 (+17.64%) Land $28,100 Building $250,000
2022	$22.00 Homeowner's exemption	$236,400 Land $28,100 Building $208,300	$236,400 Land $28,100 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Chatham St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Chatham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, Verizon.

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