Nicollet County property record for 226 Chatham St, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,488 sqft · built 1954 |
| Lot Size | 0.199 acres (8,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,056 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.503.0580 |
| Primary APN | 19.503.0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Basement Area | 1,320 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 528 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,680 sqft (0.199 acres) |
| Lot Dimensions | 155 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 226 CHATHAM ST |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 10 LOT N 12 LOT 6 ALL LOT 7 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | DODD S ADD |
| Legal Block | 10 |
| Legal Lot Number | N-7 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 480300 |
226 Chatham St is owned and occupied by two individuals who acquired it in February 2025.
Source: Nicollet County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 CHATHAM ST, SAINT PETER, MN 56082-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FEDERAL CREDIT UNION |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2025 |
| Transfer Doc | 0000353031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Sep 14, 2026 |
| Property Address | 226 CHATHAM ST, SAINT PETER, MN 56082-1901 |
| Document Number | 0000359369 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026359369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK |
| Name | Verified Name |
|---|---|
| Address | 226 CHATHAM ST, SAINT PETER, MN 56082-1901 |
| Document Number | 0000359369, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 2026359369 |
| Name | MINNESOTA VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 226 CHATHAM ST, SAINT PETER, MN 56082-1901 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 340028 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 340028 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 226 CHATHAM ST, SAINT PETER, MN 56082-1901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 329904 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 329904 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 226 Chatham St was $3,056 with a homeowner's exemption.
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,056.00 Homeowner's exemption | $234,000 Land $29,400 Building $204,600 | $234,000 Land $29,400 Building $204,600 |
| 2025 | $3,056.00 | ||
| 2023 | $2,266.00 Homeowner's exemption | $204,800 Land $29,400 Building $175,400 | $204,800 Land $29,400 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Chatham St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1993–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Chatham St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Netwave Broadband Fiber · Fixed Wireless | 500 / 500 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, GigFire, Verizon.
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