304 Chatham St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 304 Chatham St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1968
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2012)
Tax Bill	$2,644 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.1560`

Property Details

APN / Parcel Number

Primary APN	`19.503.1560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	605 sqft
Unfinished Basement	403 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	155 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	336 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Patio Area	324 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 CHATHAM ST
City	SAINT PETER
State	MN
Zip	56082-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 23 LOT N 40 OF N 2 3 LOT 1 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	23
Legal Lot Number	N-1
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3067
Census Tract	480300

Owner

304 Chatham St is owned and occupied by an individual who bought it in April 2012.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	304 CHATHAM ST, SAINT PETER, MN 56082-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2012 · Amount on File
Deed Sale	Apr 30, 2012 · Amount on File
Deed Document Number	201227864
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	304 CHATHAM ST, SAINT PETER, MN 56082-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	331629
Date	Apr 17, 2020
Instrument	331629

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	304 CHATHAM ST, SAINT PETER, MN 56082-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	331114
Date	Mar 4, 2020
Instrument	331114

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	304 CHATHAM ST, SAINT PETER, MN 56082-1903
Transaction Type	Mortgage
Record Updated	Apr 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	322908
Date	Mar 7, 2018
Instrument	322908

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 304 Chatham St was $2,644 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,644.00 Homeowner's exemption	$212,500 Land $21,000 Building $191,500	$212,500 Land $21,000 Building $191,500
2025	$2,644.00
2023	$2,058.00 Homeowner's exemption	$181,200 Land $21,000 Building $160,200	$181,200 Land $21,000 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Chatham St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Chatham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, Verizon.

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