3176 Ocean Rd, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 3176 Ocean Rd, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,560 sqft · built 1989
Lot Size	0.074 acres (3,232 sqft)
Owner	Company Name on File
Last Sale	$999,000 (Nov 2021)
Tax Bill	$27,921 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2021 Transfer + 7 more
Flood Zone	Zone VE (high risk)
APN	`08-01107-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`08-01107-0000-00022`
Alternative APN	`080110700022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,232 sqft (0.074 acres)
Lot Dimensions	85 ft deep x 38 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3176 OCEAN RD
City	LAVALLETTE
State	NJ
Zip	08735-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB4
Legal Description	38X85
Legal Subdivision	OCEAN BEACH UN 2
Legal Block	1107
Legal Lot Number	22
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	3
Census Block	3028
Census Tract	722500

Owner

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 MARY CT, BERKELEY HEIGHTS, NJ 07922-2141
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed, Transfer · Conventional Mortgage SANTANDER BANK NA
Oct 22, 2021	Intrafamily Transfer, Transfer
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage DBR PROPERTIES LLC
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FCU
Jun 24, 2020	Loan Modification, Mortgage PINNACLE FCU
Mar 18, 2020	Deed of Trust, Mortgage ALL PRO TITLE GROUP LLC, ALL PRO TITLE GRP LLC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAMES N GIORDANO
Dec 26, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DANIEL H FITZGERALD
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Jul 1, 1984
Deed Document Number	2021164877
Deed Book / Page	18781 / 1848
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	0187381220
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 18, 2021
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0187811848
Book / Page	18781 / 1848
Instrument Date	Nov 9, 2021
Instrument	2021164877
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 CLINTON AVE, 25, KEARNY, NJ 07032-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 STUYVESANT AVE, KEARNY, NJ 07032-3743

Mortgage

Document Number	0187811820
Date	Nov 18, 2021
Book Page	18781/1820
Instrument	2021164875

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Oct 22, 2021
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0187381220
Book / Page	18738 / 1220
Instrument Date	Oct 5, 2021
Instrument	2021151811
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 STATE HIGHWAY 35 N, TOMS RIVER, NJ

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170650986
Date	Mar 27, 2018
Book Page	17065/986
Instrument	2018029084

Lender

Name	DBR PROPERTIES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0172690775
Date	Oct 16, 2018
Book Page	17269/0775
Instrument	2018101162

Lender

Name	PINNACLE FCU
Type	Credit Union
Address	EDISON, NJ 08837

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 1, 2023

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0179561797
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 OCEAN RD #2 LAVALLETTE NJ 087351831, 2, LAVALLETTE, NJ 08735-1831

Mortgage

Document Number	0179561797
Date	Jul 9, 2020
Book Page	017956/001797
Instrument	70532

Lender

Name	PINNACLE FCU
Type	Credit Union
Address	EDISON, NJ 08837

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 8, 2023

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0178641391
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	ALL PRO TITLE GROUP LLC, ALL PRO TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLINTON AVE KEARNY NJ 070321802, KEARNY, NJ 07032-1802

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0179440404
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 CLINTON AVE KEARNY NJ 070321802, KEARNY, NJ 07032-1802

Mortgage

Document Number	0179440404
Date	Jun 30, 2020
Book Page	017944/000404
Instrument	66725

Lender

Name	JAMES N GIORDANO
Address	208 HARRISTOWN RD # 101, GLEN ROCK, NJ 07452-3306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 26, 2019
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0177301879
Book / Page	017730 / 001879
Instrument Date	Dec 18, 2019
Instrument	132180
Transaction Type	Construction Loan
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CLINTON AVE KEARNY NJ 070321802, KEARNY, NJ 07032-1802

Mortgage

Document Number	177301879
Date	Dec 26, 2019
Book Page	017730/001879
Instrument	132180

Lender

Name	DANIEL H FITZGERALD
Address	3192 CASSEEKEY ISLAND RD, JUPITER, FL 33477-1357

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2020

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3176 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number	0166541946
Book / Page	016654 / 001946
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 OCEAN RD LAVALLETTE NJ 087351831, LAVALLETTE, NJ 08735-1831

Mortgage

Document Number	0166541946
Date	Feb 8, 2017
Book Page	016654/001946
Instrument	14776

Lender

Address	8 MAPLE LN, ESSEX FELLS, NJ 07021-1002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Feb 7, 2019

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,428,900 (-) Land $850,000 Building $578,900	$1,428,900 (-) Land $850,000 Building $578,900
2025	$27,921.00 (+7.31%)	$1,428,900 (-) Land $850,000 Building $578,900	$1,428,900 (-) Land $850,000 Building $578,900
2024	$26,020.00 (+9.11%)
2023		$1,428,900 Land $850,000 Building $578,900	$1,428,900 Land $850,000 Building $578,900
2022	$23,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 733 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	754 units insured incl. 21 condo units
Nearby Flood Claims	1,149 (1978–2024)
Claims Outside the SFHA	166 of 1,149
Most Recent Claim	Aug 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 859 claims Hurricane Irene, Sep 2011 · 59 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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