Ocean County and Toms River Township property record for 3181 Ocean Rd, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 560 sqft · built 2015 |
| Lot Size | 0.034 acres (1,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2015) |
| Tax Bill | $9,973 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 08-01106-12-00024 |
| Primary APN | 08-01106-12-00024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,498 sqft (0.034 acres) |
| Lot Dimensions | 30 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3181 OCEAN RD |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB4 |
| Legal Description | 50X30 |
| Legal Subdivision | OCEAN BEACH 02 |
| Legal Block | 1106 |
| Legal Lot Number | 24 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 722500 |
3181 Ocean Rd is owned and occupied by an individual who bought it in November 2015.
Source: Ocean County and Toms River Township records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3181 OCEAN RD, LAVALLETTE, NJ 08735-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on File |
| Deed Sale | Nov 6, 2015 · Amount on File |
| Prior Sale | Feb 2, 2004 · Amount on File |
| Deed Document Number | 2015113148 |
| Deed Book / Page | 16236 / 114 |
| Prior Transfer Date | Oct 20, 2015 |
| Prior Transfer Doc | 0162360120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3181 OCEAN RD, LAVALLETTE, NJ 08735-1826 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0169870867 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 16987/867 |
| Instrument | 2018000993 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3181 Ocean Rd was $9,973, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,400 (-) Land $394,000 Building $116,400 | $510,400 (-) Land $394,000 Building $116,400 | |
| 2025 | $9,973.00 (+7.31%) | $510,400 Land $394,000 Building $116,400 | $510,400 Land $394,000 Building $116,400 |
| 2024 | $9,294.00 | ||
| 2023 | $510,400 Land $394,000 Building $116,400 | $510,400 Land $394,000 Building $116,400 | |
| 2022 | $8,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3181 Ocean Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3181 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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