3172 Ocean Rd, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 3172 Ocean Rd, Lavallette, NJ 08735

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 780 sqft · built 2003
Lot Size0.074 acres (3,232 sqft)
OwnerTrust Name on File
Last Sale$589,000 (Jun 2012)
Tax Bill$25,832 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2017 Transfer
Flood ZoneZone VE (high risk)
APN08-01107-0000-00020

Property Details

APN / Parcel Number

Primary APN08-01107-0000-00020
Alternative APN
  • 080110700020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area3,232 sqft (0.074 acres)
Lot Dimensions85 ft deep x 38 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3172 OCEAN RD
CityLAVALLETTE
StateNJ
Zip08735-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB4
Legal Description38X85
Legal SubdivisionOCEAN BEACG UN 02 PLAN
Legal Block1107
Legal Lot Number20
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group3
Census Block3028
Census Tract722500

Owner

3172 Ocean Rd is held in a trust since June 2012.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of RecordTrust Name on File
Mailing Address728 FORECASTLE AVE, BEACHWOOD, NJ 08722-2516
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BANK NA
Feb 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2012 · Amount on File
Deed SaleJun 5, 2012 · Amount on File
Prior SaleApr 30, 2001 · Amount on File
Deed Document Number201256033
Deed Book / Page15217 / 1711
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address3172 OCEAN RD, LAVALLETTE, NJ 08735-1831
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181981485
DateDec 9, 2020
Book Page18198/1485
Instrument2020148442
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOCEAN NJ
Recording DateFeb 22, 2017
Property Address3172 OCEAN RD, LAVALLETTE, NJ 08735-1831
Document Number0166651084
Book / Page016665 / 001084
Instrument DateFeb 13, 2017
Instrument19173
Transaction TypeTransfer
Record UpdatedMar 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3170 STATE HWY 35 N LAVALLETTE NJ 08735, LAVALLETTE, NJ 08735

Tax Assessment & Valuation

The 2025 property tax bill for 3172 Ocean Rd was $25,832, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,322,000 (-) Land $850,000 Building $472,000$1,322,000 (-) Land $850,000 Building $472,000
2025$25,832.00 (+7.31%)$1,322,000 Land $850,000 Building $472,000$1,322,000 Land $850,000 Building $472,000
2024$24,073.00
2023$1,322,000 Land $850,000 Building $472,000$1,322,000 Land $850,000 Building $472,000
2022$23,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3172 Ocean Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 733 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies754 units insured
incl. 21 condo units
Nearby Flood Claims1,149 (1978–2024)
Claims Outside the SFHA166 of 1,149
Most Recent ClaimAug 2024
Claims by Event
  • Hurricane Sandy, Nov 2012 · 859 claims
  • Hurricane Irene, Sep 2011 · 59 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3172 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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