Oakland County property record for 3143 Talbot Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,247 sqft · built 1950 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,100 (Jun 2022) |
| Tax Bill | $3,627 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-22-379-027 |
| Primary APN | 88-20-22-379-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| Basement Area | 1,221 sqft |
| Unfinished Basement | 1,221 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 153 ft deep x 75 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 118 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3143 TALBOT DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 22 BIG BEAVER LOT 22 EXC W 130 FT 6-23-95 FR 008 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 22 |
| Legal Subdivision | BIG BEAVER SUB |
| Legal Lot Number | 22 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 197000 |
Source: Oakland County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DORIS D VANSEN REVOCABLE TRUST |
| Jun 3, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage SIMPLE HM LNDG LLC |
| Jun 3, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage HOME LENDING |
| Jun 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 2022403276 |
| Deed Book / Page | 57888 / 335 |
| Last Transfer Date | May 19, 2026 |
| Transfer Doc | 0000078739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 0000005560 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 58374/478 |
| Instrument | 5560 |
| Name | DORIS D VANSEN REVOCABLE TRUST |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 0000078739 |
| Book / Page | 61254 / 132 |
| Instrument Date | May 19, 2026 |
| Instrument | 202678739 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | STERLING TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 0000078740, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202678740 |
| Name | SIMPLE HM LNDG LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 20260078739 |
| Book / Page | 61254 / 132 |
| Instrument Date | May 19, 2026 |
| Instrument | 202678739 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | STERLING TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 0000078740, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202678740 |
| Name | HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 24, 2022 |
| Property Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 0000403276 |
| Book / Page | 57888 / 335 |
| Map Reference | LB 21 PG 19 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 403276 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,563.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1807 ADREAN PL, 1807, SUN CITY CENTER, FL 33573-5054 |
| Name | Verified Name |
|---|---|
| Address | 3143 TALBOT DR, TROY, MI 48083-5091 |
| Document Number | 0057888338 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 57888/338 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,627.00 (+30.37%) | ||
| 2023 | $209,220 | ||
| 2022 | $2,782.00 | $104,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (2000–2024) |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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