31740 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31740 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,009 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$428,000 (Jun 2004)
Tax Bill	$7,509 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`963-210-003`

Property Details

APN / Parcel Number

Primary APN	`963-210-003`
Alternative APN	`958441003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,009 sqft Living Area
Gross Area	3,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31740 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.31 ACRES IN LOT 27 MB 305/093 TR 28914
Legal Subdivision	TRACT 28914
Legal Tract	28914
Legal Lot Number	27
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage IMPAC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2004 · Amount on Record
Deed Sale	Jun 3, 2004 · Amount on Record
Deed Document Number	2004422438
Last Transfer Date	Jul 28, 2020
Transfer Doc	0000362776
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000420440
Date	Jul 13, 2021
Instrument	2021-0420440

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 11, 2020
Property Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000362776
Map Reference	MB 305 PG 93-97
Instrument Date	Jul 28, 2020
Instrument	2020-0362776
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000362777
Date	Aug 11, 2020
Instrument	2020-0362777

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000243859
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	31740 PEPPER TREE ST WINCHESTER CA 925968833, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000243859
Date	Jul 3, 2019
Instrument	243859

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 24, 2017
Property Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000351845
Instrument Date	Aug 1, 2017
Instrument	2017-0351845
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31740 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000351846
Date	Aug 24, 2017
Instrument	2017-0351846

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,179 (+2%) Land $145,005 Building $514,174
2025	$7,509.00 (+2.62%) Homeowner's exemption	$646,255 (+4.04%) Land $142,162 Building $504,093
2023	$7,317.00 (+2.59%) Homeowner's exemption	$621,162 Land $136,643 Building $484,519
2022	$7,132.00
2021			$638,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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