31704 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31704 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,774 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$690,000 (Aug 2026)
Tax Bill	$7,494 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-200-024`

Property Details

APN / Parcel Number

Primary APN	`963-200-024`
Alternative APN	`958431024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,573 sqft
1st Floor Area	2,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31704 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.25 ACRES IN LOT 24 MB 305/093 TR 28914
Legal Subdivision	TRACT 28914 IN THE AREA OF WINCHESTER
Legal Tract	28914
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1819 FABLED WATERS DR, SPRING VALLEY, CA 91977-3469
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Dec 19, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2022	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	2026250642
Transfer Doc	0000051771
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 10, 2026
Property Address	31704 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000250642
Instrument Date	Jul 3, 2026
Instrument	2026250642
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$76,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1819 FABLED WATERS DR, SPRING VALLEY, CA 91977-3469

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 19, 2022
Property Address	31704 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000507243
Map Reference	MB 305 PG 93-97
Instrument Date	Dec 1, 2022
Instrument	2022-0507243
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	810 DOROTHY ST, CHULA VISTA, CA 91911-3909

Mortgage

Document Number	0000507244
Date	Dec 19, 2022
Instrument	2022-0507244

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 6, 2022
Property Address	31704 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000384503
Map Reference	MB 305 PG 93-97
Instrument Date	Aug 25, 2022
Instrument	2022-0384503
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28001 SMYTH DR STE 106, 106, VALENCIA, CA 91355-4031
Investor	Possibly a Property Investor

Mortgage

Document Number	0000384504
Date	Sep 6, 2022
Instrument	2022-0384504

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,519 (+2%) Land $106,120 Building $544,399
2025	$7,494.00 (+1.6%)	$637,765 (+4.04%) Land $104,040 Building $533,725
2024	$7,376.00 (+0.97%)
2023	$7,305.00 (+4.09%)	$613,000 Land $100,000 Building $513,000
2022	$7,018.00
2021			$558,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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