San Diego County property record for 31731 Nira Ln, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,613 sqft · built 1999 |
| Lot Size | 2.16 acres (94,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,000 (Jul 1999) |
| Tax Bill | $16,634 (2025) |
| Deeds & Mortgages | Dec 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-290-62-00 |
| Primary APN | 127-290-62-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 6,613 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 94,525 sqft |
| Parking Spaces | 5 Parking Spaces |
| Old Parcel Number | 1272904200 |
|---|---|
| Street Address | 31731 NIRA LN |
| City | BONSALL |
| State | CA |
| Zip | 92003-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 PAR A PER DOC97-368970 IN TR PM10864 |
| Legal Tract | 1010864 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 18803 |
31731 Nira Ln is owned and occupied by an individual who acquired it in May 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31731 NIRA LN, BONSALL, CA 92003-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 1999 · Amount on File |
| Deed Sale | Jul 8, 1999 · Amount on File |
| Deed Document Number | 1999474300 |
| Last Transfer Date | May 22, 2002 |
| Transfer Doc | 0000471955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 31731 NIRA LN, BONSALL, CA 92003-4803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31731 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000483706 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022-0483706 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 31731 Nira Ln was $16,634.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,431,057 (+2%) Land $243,506 Building $1,187,551 | |
| 2025 | $16,634.00 | $1,402,998 Land $238,732 Building $1,164,266 |
| 2023 | $15,898.00 (+1.92%) | $1,348,519 Land $229,462 Building $1,119,057 |
| 2022 | $15,599.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 31731 Nira Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31731 Nira Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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