San Diego County property record for 31705 Nira Ln, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,449 sqft · built 2001 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Dec 2021) |
| Tax Bill | $13,910 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-290-69-00 |
| Primary APN | 127-290-69-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,449 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 111,078 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 31705 NIRA LN |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 4 TR PM18199 |
| Legal Subdivision | PARCEL MAP NO 18199 |
| Legal Tract | 1018199 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 18803 |
Source: San Diego County records · APN 127-290-69-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31705 NIRA LN, BONSALL, CA 92003-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 07, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 23, 2021 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Sep 21, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2021 · Amount on Record |
| Deed Sale | Dec 23, 2021 · Amount on Record |
| Prior Sale | Apr 27, 1999 · Amount on Record |
| Deed Document Number | 2021864520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 31705 NIRA LN, BONSALL, CA 92003-4803 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 31705 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000113849 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 2024-0113849 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 31705 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000864520 |
| Map Reference | FILE 1999-0060608 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-0864520 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2935 FARRAGUT RD, SAN DIEGO, CA 92106-6058 |
| Document Number | 0000864521 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-0864521 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 01, 2027 |
| Min Rate At Change | 2% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 8% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 31705 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000556111 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 556111 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 31705 NIRA LN BONSALL CA 920034803, BONSALL, CA 92003-4803 |
| Investor | Possibly a Property Investor |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,244,795 (+2%) Land $855,121 Building $389,674 | |
| 2025 | $13,910.00 (+4.45%) Homeowner's exemption | $1,220,388 (+4.04%) Land $838,354 Building $382,034 |
| 2023 | $13,317.00 (+1.31%) Homeowner's exemption | $1,173,000 Land $805,800 Building $367,200 |
| 2022 | $13,145.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 25 / 5 |
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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