San Diego County property record for 31702 Nira Ln, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,598 sqft · built 2000 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,600,000 (Mar 2026) |
| Tax Bill | $9,965 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-290-70-00 |
| Primary APN | 127-290-70-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,598 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 122,404 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 31702 NIRA LN |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | REMAINDER PAR TR PM18199 |
| Legal Tract | 1018199 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 18803 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 31702 NIRA LN, BONSALL, CA 92003-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 19, 2026 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 1, 2019 | Grant Deed, Transfer · Conventional Mortgage DESERET FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Aug 1, 2019 · Amount on Record |
| Deed Document Number | 202676036 |
| Prior Transfer Date | Feb 6, 2009 |
| Prior Transfer Doc | 0000106969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 19, 2026 |
| Property Address | 31702 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000076036 |
| Map Reference | FILE 1999-60608 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-0076036 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 31702 NIRA LN, BONSALL, CA 92003-4803 |
| Investor | Possibly a Property Investor |
| Document Number | 0000076037 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026-0076037 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 1, 2019 |
| Property Address | 31702 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000317275 |
| Map Reference | FILE 1999-60608 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019-0317275 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31702 NIRA LN, BONSALL, CA 92003-4803 |
| Document Number | 0000317277 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 2019-0317277 |
| Name | DESERET FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2034 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $853,367 (+2%) Land $364,844 Building $488,523 | |
| 2025 | $9,965.00 (+1.85%) Homeowner's exemption | $836,636 (+4.04%) Land $357,691 Building $478,945 |
| 2024 | $9,784.00 (+2.56%) | |
| 2023 | $9,540.00 (+1.94%) Homeowner's exemption | $804,150 Land $343,802 Building $460,348 |
| 2022 | $9,358.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 25 / 5 |
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