3173 River Rd SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3173 River Rd SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,785 sqft · built 1988
Lot Size6.02 acres (262,231 sqft)
OwnerIndividual Name on Record
Last Sale$452,400 (Aug 2015)
Tax Bill$4,804 (2025)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APN20-205-2415

Property Details

APN / Parcel Number

Primary APN20-205-2415
Alternative APNs
  • 20-00205-2415
  • 14987

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,785 sqft Living Area
1st Floor Area1,738 sqft
Basement Area1,483 sqft
Finished Basement1,483 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area262,231 sqft (6.02 acres)
Garage TypeAttached
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area618 sqft
Deck Area266 sqft
Patio Area600 sqft
Tennis CourtTennis Court
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3173 RIVER RD SE
CitySAINT CLOUD
StateMN
Zip56304-1576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionTHAT PT OF N 400.00 FT OF S 800.00 FT OF GOVT LOT 2 LYING W OF A LINE DRAWN N AT RT ANGLES TO THE N LINE OF THE S 400 FT OF GOVT LOT 2 FROM A POINT THEREON DIST 778.24 FT WLY OF THE INTERSECTION OF N LINE OF S 400 FT WITH THE E LINE OF GOVT LOT 2. TO
Legal Range30W
Legal Township34N
Legal Section05
Legal Lot Number2
JurisdictionSHERBURNE MN
Township / Civil DivisionCLEAR LAKE
Census Block Group1
Census Block1023
Census Tract30302

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3173 RIVER RD SE, SAINT CLOUD, MN 56304-1576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Deed Document Number2015808638
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateAug 16, 2018
Property Address3173 RIVER RD SE, SAINT CLOUD, MN 56304-1576
Document Number0000860832
Instrument DateAug 15, 2018
Instrument860832
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanySTEARNS COUNTY ABSTRACT AND TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,254.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3173 RIVER RD SE ST CLOUD MN 563041576, ST CLOUD, MN 56304-1576

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionClear Lake Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,804.00 (+13.41%)$574,200 (+6%) Land $205,900 Building $368,300$574,200 (+6%) Land $205,900 Building $368,300
2023$4,236.00$541,700 Land $213,100 Building $328,600
2021$541,700 Land $213,100 Building $328,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6

May also be available: AT&T.

Nearby Properties on River Rd SE

Nearby Streets

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