3139 River Rd SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3139 River Rd SE, Saint Cloud, MN 56304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,496 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$379,900 (Nov 2020)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-205-2410`

Property Details

APN / Parcel Number

Primary APN	`20-205-2410`
Alternative APNs	`20-00205-2410` `14985`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	790 sqft
Finished Basement	790 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	352 sqft
Deck Area	75 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3139 RIVER RD SE
City	SAINT CLOUD
State	MN
Zip	56304-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF GOVT LOT 2 LY S OF N 120 FT & N OF S 800 FT THEREOF, LYING E OF A LINE DRAWN NWLY AT AN ANGLE OF 69 DEG 20 MIN 45 SEC WITH N LINE OF S 800 FT OF GOVT LOT 2 (AS MEAS FROM W TO N) FROM A PT THEREON DISTANT 907.03 FT WLY OF INTERSECT ION OF N
Legal Range	30W
Legal Township	34N
Legal Section	05
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1023
Census Tract	30302

Owner

Source: Sherburne County records · APN 20-205-2410

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3139 RIVER RD SE, SAINT CLOUD, MN 56304-1576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2020 · Amount on Record
Deed Sale	Nov 09, 2020 · Amount on Record
Prior Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	2020904804
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 09, 2020
Property Address	3139 RIVER RD SE, SAINT CLOUD, MN 56304-1576
Document Number	0000904804
Instrument Date	Oct 30, 2020
Instrument	904804
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 RIVER RD SE, SAINT CLOUD, MN 56304-1576

Mortgage

Document Number	0000904805
Date	Nov 09, 2020
Instrument	904805

Lender

Name	BANK OF ENGLAND

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+17.27%)	$520,100 (+12.14%) Land $142,100 Building $378,000	$520,100 (+12.14%) Land $142,100 Building $378,000
2023	$3,636.00	$463,800 Land $128,900 Building $334,900
2021			$463,800 Land $128,900 Building $334,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.