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3105 River Rd SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3105 River Rd SE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,472 sqft · built 1989
Lot Size6.1 acres (265,716 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Dec 2013)
Tax Bill$4,288 (2025)
Deeds & MortgagesMar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN20-205-2117

Property Details

APN / Parcel Number

Primary APN20-205-2117
Alternative APNs
  • 20-00205-2117
  • 14984

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft
Basement Area744 sqft
Finished Basement744 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area265,716 sqft (6.1 acres)
Garage TypeMixed
Garage Area2,264 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area32 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3105 RIVER RD SE
CitySAINT CLOUD
StateMN
Zip56304-1576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 80 FT OF GOVT LOT 1 TOGETHER WITH THAT PT OF S 80 FT OF NW 1-4 OF NE 1-4 & THAT PT OF N 120 FT OF GOVT LOT 2 WHICH LIES WLY
Legal Range30W
Legal Township34N
Legal Section05
JurisdictionSHERBURNE MN
Township / Civil DivisionCLEAR LAKE
Census Block Group1
Census Block1023
Census Tract30302

Owner

Source: Sherburne County records · APN 20-205-2117

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3105 RIVER RD SE, SAINT CLOUD, MN 56304-1576
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2013 · Amount on Record
Deed SaleDec 17, 2013 · Amount on Record
Deed Document Number2013782338
Last Transfer DateMar 14, 2018
Transfer Doc0000853422
Record UpdatedSep 20, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateMar 19, 2018
Property Address3105 RIVER RD SE, SAINT CLOUD, MN 56304-1576
Document Number0000853422
Instrument DateMar 14, 2018
Instrument853422
Transaction TypeTransfer
Record UpdatedMar 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1287 2ND ST N #101 SAUK RAPIDS MN 563792559, 101, SAUK RAPIDS, MN 56379-2559

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionClear Lake Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$528,700 (+1.21%) Land $196,600 Building $332,100$528,700 (+1.21%) Land $196,600 Building $332,100
2025$4,288.00 (+9.22%)$522,400 (+3.28%) Land $189,900 Building $332,500$522,400 (+3.28%) Land $189,900 Building $332,500
2023$3,926.00$505,800 Land $210,600 Building $295,200
2021$505,800 Land $210,600 Building $295,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271410303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 21% of Minnesota
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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