3170 Wilderness Dr, Middleburg, FL 32068 Property Records

Clay County property record for 3170 Wilderness Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2005
Lot Size	0.582 acres (25,351 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Jun 2022)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-05-25-010149-068-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-068-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	25,351 sqft (0.582 acres)
Lot Dimensions	244 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	399 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	189 sqft
Patio Area	286 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3170 WILDERNESS DR
City	MIDDLEBURG
State	FL
Zip	32068-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 78 MCRAE LANDING AS REC OR 4619 PG 47
Legal Range	25E
Legal Township	05S
Legal Section	37
Legal Subdivision	MCRAE LANDING
Legal Lot Number	78
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2001
Census Tract	30210

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3170 WILDERNESS DR, MIDDLEBURG, FL 32068-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	202237550
Deed Book / Page	4619 / 47
Prior Transfer Date	Jun 10, 2022
Prior Transfer Doc	0046190047
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 16, 2022
Property Address	3170 WILDERNESS DR, MIDDLEBURG, FL 32068-4130
Document Number	0046190047
Book / Page	4619 / 47
Map Reference	MB 15 PG 51-58
Instrument Date	Jun 10, 2022
Instrument	2022037550
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,604.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4463 BONDARENKO RD, 4463, KEYSTONE HEIGHTS, FL 32656-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 WILDERNESS DR, MIDDLEBURG, FL 32068-4130

Mortgage

Document Number	0000461949
Date	Jun 16, 2022
Instrument	4619/49

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,399.00 (+3.07%) Homeowner's exemption	$328,601 (-2.41%) Land $50,000 Building $278,601	$328,601 (-2.41%) Land $50,000 Building $278,601
2024	$4,268.00 (-21.49%)
2023	$5,436.00 (+158%)	$336,700 (+105.18%) Land $50,000 Building $286,700	$336,700 (+14.33%) Land $50,000 Building $286,700
2022	$2,107.00 Homeowner's exemption	$164,102	$294,510 Land $35,000 Building $259,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20