31715 E Vista Lake Ln, Spring, TX 77386 Property Records

Montgomery County property record for 31715 E Vista Lake Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,646 sqft · built 2018
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$643,100 (May 2019)
Tax Bill$24,452 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2019 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN5042-05-04000

Property Details

APN / Parcel Number

Primary APN5042-05-04000
Alternative APN
  • R437275

Interior

Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures23 Plumbing Fixtures
Stories2 Stories
Building Area4,646 sqft Living Area
Gross Area5,582 sqft
1st Floor Area3,066 sqft
2nd Floor Area1,580 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area936 sqft
Parking Spaces4 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address31715 E VISTA LAKE LN
CitySPRING
StateTX
Zip77386-4294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS504205 - FALLS AT IMPERIAL OAKS 05, BLOCK 2, LOT 2
Legal SubdivisionFALLS AT IMPERIAL OAKS 05
Legal Block2
Legal Lot Number2
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2006
Census Tract692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31715 E VISTA LAKE LN, SPRING, TX 77386-4294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP
Sep 9, 2019Deed of Trust, Mortgage · Construction Mortgage
FROST BANK
May 30, 2019Vendor's Lien, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleMay 23, 2018
Deed Document Number201945897
Prior Transfer DateMay 28, 2019
Prior Transfer Doc0000045897
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address31715 E VISTA LAKE LN, SPRING, TX 77386-4294
Transaction TypeMortgage
Record UpdatedDec 13, 2022
Title CompanyALLEGIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170488
DateDec 13, 2021
Instrument2021170488
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address31715 E VISTA LAKE LN, SPRING, TX 77386-4294
Transaction TypeMortgage
Record UpdatedDec 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083541
DateSep 9, 2019
Instrument2019083541
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMay 30, 2019
Property Address31715 E VISTA LAKE LN, SPRING, TX 77386-4294
Document Number0000045897
Map ReferenceCAB Z SH 2613-2617
Instrument DateMay 28, 2019
Instrument2019045897
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanySTATE TITLE COMPANY, STAR TEX TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31715 E VISTA LAKE LN, SPRING, TX 77386-4294

Mortgage

Document Number0000045898
DateMay 30, 2019
Instrument2019045898
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,191,135 (+1%)$1,321,744 (+22.06%) Land $130,000 Building $1,191,744
2025$24,452.00 (-3.95%) Homeowner's exemption$1,082,850 (-1.76%) Land $130,000 Building $952,850$1,082,850 (-4.98%) Land $130,000 Building $952,850
2024$25,457.00 (+84.3%) Homeowner's exemption$1,102,222 (+1%) Land $130,000 Building $1,009,563$1,139,563 (+1.06%) Land $130,000 Building $1,009,563
2023$13,813.00 Homeowner's exemption$1,002,020 Land $130,000 Building $997,640$1,127,640 Land $130,000 Building $997,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 359 policies
Nearby Flood Policies359 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 115
serves 4,599 people · EPA ID TX1700770
Water SourcePurchased groundwater from MONTGOMERY COUNTY MUD 99
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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