31703 E Vista Lake Ln, Spring, TX 77386 Property Records

Montgomery County property record for 31703 E Vista Lake Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,762 sqft · built 2018
Lot Size	0.385 acres (16,766 sqft)
Owner	2 Individual Names on File
Last Sale	$722,600 (Jan 2019)
Tax Bill	$18,093 (2025)
Deeds & Mortgages	Jun 2020 Second Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5042-05-05000`

Property Details

APN / Parcel Number

Primary APN	`5042-05-05000`
Alternative APN	`R437285`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,762 sqft Living Area
Gross Area	4,472 sqft
1st Floor Area	2,679 sqft
2nd Floor Area	1,083 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,766 sqft (0.385 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	31703 E VISTA LAKE LN
City	SPRING
State	TX
Zip	77386-4294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S504205 - FALLS AT IMPERIAL OAKS 05, BLOCK 2, LOT 12
Legal Subdivision	FALLS AT IMPERIAL OAKS 05
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2006
Census Tract	692008

Owner

31703 E Vista Lake Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	31703 E VISTA LAKE LN, SPRING, TX 77386-4294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CERTIFIED FUNDING LP
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 22, 2019	Vendor's Lien, Transfer ARK-LA-TEX FINANCE SERVICES LLC
Nov 22, 2017	Grant Deed, Transfer STARTEX TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Nov 22, 2017
Deed Document Number	20194672
Prior Transfer Date	Jan 17, 2019
Prior Transfer Doc	0000004672
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31703 E VISTA LAKE LN, SPRING, TX 77386-4294
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	STAR TEX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064628
Date	Jun 29, 2020
Instrument	2020064628

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	NASHUA, MN 56565

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 26, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31703 E VISTA LAKE LN, SPRING, TX 77386-4294
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	STAR TEX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064626
Date	Jun 29, 2020
Instrument	2020064626

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 22, 2019
Property Address	31703 E VISTA LAKE LN, SPRING, TX 77386-4294
Document Number	0000004672
Map Reference	CAB Z SH 2613-2617
Instrument Date	Jan 17, 2019
Instrument	2019004672
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STARTEX TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31703 EAST VISTA, SPRING, TX 77386

Mortgage

Document Number	0000004673
Date	Jan 22, 2019
Instrument	2019004673

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 22, 2017
Property Address	31703 E VISTA LAKE LN, SPRING, TX 77386-4294
Document Number	0000106152
Instrument Date	Nov 22, 2017
Instrument	106152
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STARTEX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	17361 VILLAGE GREEN DR JERSEY VILLAGE TX 770401150, JERSEY VILLAGE, TX 77040-1150

Tax Assessment & Valuation

The 2025 property tax bill for 31703 E Vista Lake Ln was $18,093 with a homeowner's exemption, down 7.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,348 (+1%)	$995,983 (+22.09%) Land $130,000 Building $865,983
2025	$18,093.00 (-7.32%) Homeowner's exemption	$815,771 (-4.54%) Land $130,000 Building $685,771	$815,771 (-7.42%) Land $130,000 Building $685,771
2024	$19,523.00 (+86.08%) Homeowner's exemption	$854,524 (+1%) Land $130,000 Building $751,124	$881,124 (-0.44%) Land $130,000 Building $751,124
2023	$10,492.00 Homeowner's exemption	$776,840 Land $130,000 Building $755,030	$885,030 Land $130,000 Building $755,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31703 E Vista Lake Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 359 policies
Nearby Flood Policies	359 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31703 E Vista Lake Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 115 serves 4,599 people · EPA ID TX1700770
Water Source	Purchased groundwater from MONTGOMERY COUNTY MUD 99
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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