31710 E Vista Lake Ln, Spring, TX 77386 Property Records

Montgomery County property record for 31710 E Vista Lake Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,959 sqft · built 2015
Lot Size	0.365 acres (15,917 sqft)
Owner	Individual Name on Record
Tax Bill	$23,183 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5042-05-05400`

Property Details

APN / Parcel Number

Primary APN	`5042-05-05400`
Alternative APN	`R437289`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,959 sqft Living Area
1st Floor Area	3,063 sqft
2nd Floor Area	896 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,917 sqft (0.365 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R437289
Street Address	31710 E VISTA LAKE LN
City	SPRING
State	TX
Zip	77386-4293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S504205 - FALLS AT IMPERIAL OAKS 05, BLOCK 3, LOT 3
Legal Subdivision	FALLS AT IMPERIAL OAKS 05
Legal Block	3
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2043
Census Tract	692008

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 2, 2019	Vendor's Lien, Transfer ENVOY MORTGAGE LTD
Dec 27, 2018	Deed of Trust, Mortgage ENVOY MTG
Dec 30, 2016	Loan Modification, Mortgage TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019
Deed Sale	Jan 2, 2019
Deed Document Number	2019000017
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104452
Date	Aug 22, 2022
Instrument	2022104452

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	ENVISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018198
Date	Feb 25, 2020
Instrument	2020018198

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 2, 2019
Property Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293
Document Number	0000000017
Map Reference	CAB Z SH 2613-2617
Instrument Date	Dec 27, 2018
Instrument	2019000017
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	STAR TITLE SERVICES, STARTEX TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293

Mortgage

Document Number	0000000018
Date	Jan 2, 2019
Instrument	2019000018

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293
Document Number	0000008125
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	STARTEX TITLE AGENCY LLC, STARTEX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31710 E VISTA LAKE LN SPRING TX 773864293, SPRING, TX 77386-4293

Mortgage

Document Number	0000008125
Date	Feb 1, 2019
Instrument	8125

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	31710 E VISTA LAKE LN, SPRING, TX 77386-4293
Document Number	0000001648
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 6, 2017
Title Company	STARTEX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	17361 VILLAGE GREEN DR JERSEY VILLAGE TX 770401150, JERSEY VILLAGE, TX 77040-1150

Mortgage

Document Number	0000001648
Date	Jan 6, 2017
Instrument	1648

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 5, 2019

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,008,320 (+0.1%) Land $130,000 Building $878,320	$1,008,320 (-4.4%) Land $130,000 Building $878,320
2024	$23,183.00 (+84.86%) Homeowner's exemption	$1,007,325 (+1%) Land $130,000 Building $924,693	$1,054,693 (-1.17%) Land $130,000 Building $924,693
2023	$12,541.00 Homeowner's exemption	$915,750 Land $130,000 Building $937,210	$1,067,210 Land $130,000 Building $937,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Nearby Flood Policies	359 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 115 serves 4,599 people · EPA ID TX1700770
Water Source	Purchased groundwater from MONTGOMERY COUNTY MUD 99
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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