3171 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3171 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,534 sqft · built 2014
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Trust Names on Record
Last Sale	$647,000 (Jul 2014)
Tax Bill	$8,251 (2026)
Deeds & Mortgages	May 2019 Mortgage Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-04450-000`

Property Details

APN / Parcel Number

Primary APN	`06-04450-000`
Alternative APNs	`151151.0` `151151`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,534 sqft Living Area
Gross Area	5,382 sqft
1st Floor Area	3,136 sqft
Upper Floors Area	1,398 sqft
Flooring	Wood

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	848 sqft
Driveway	Concrete Driveway
Driveway Area	2,217 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	476 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3171 OAK TREE DR
City	CENTERTON
State	AR
Zip	72719-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	117
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3036
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 5, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2014 · Amount on Record
Deed Sale	Jul 2, 2014 · Amount on Record
Prior Sale	Mar 29, 2014
Deed Book / Page	2014 / 36340
Last Transfer Date	Feb 3, 2020
Transfer Doc	0000006191
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024195
Date	May 17, 2019
Instrument	2019024195

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039

Mortgage

Document Number	0000078986
Date	Dec 3, 2020
Instrument	2020078986

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 3, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067488
Date	Oct 20, 2020
Instrument	2020067488

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 OAK TREE DR, CENTERTON, AR 72719-9039

Mortgage

Document Number	0000033841
Date	May 5, 2021
Instrument	2021033841

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2046

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,251.00 (+5.96%)	$184,782 (-) Land $25,000 Building $159,782	$923,910 (-) Land $125,000 Building $798,910
2025	$7,787.00 (+8.89%)	$184,782 (+37.54%) Land $25,000 Building $159,782	$923,910 (-) Land $125,000 Building $798,910
2024			$923,910 (+37.54%) Land $125,000 Building $798,910
2023	$7,151.00 Homeowner's exemption	$134,350 Land $14,000 Building $120,350	$671,750 Land $70,000 Building $601,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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