3140 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3140 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,498 sqft · built 2013
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$830,000 (Nov 2021)
Tax Bill	$10,411 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-04474-000`

Property Details

APN / Parcel Number

Primary APN	`06-04474-000`
Alternative APNs	`151175.0` `151175`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,498 sqft Living Area
Gross Area	5,421 sqft
1st Floor Area	3,022 sqft
Upper Floors Area	1,476 sqft
Flooring	Wood

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	923 sqft
Driveway	Concrete Driveway
Driveway Area	1,955 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	316 sqft
Patio Area	320 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3140 OAK TREE DR
City	CENTERTON
State	AR
Zip	72719-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07 SURVEY 3/29/2013 2013-164
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	141
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3037
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3140 OAK TREE DR, CENTERTON, AR 72719-9039
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN MORTGAGE INC
Aug 18, 2020	Quit Claim Deed, Transfer · Line of Credit FIRST CMNTY BK
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	202182049
Last Transfer Date	Mar 11, 2024
Transfer Doc	L202411883
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Nov 2, 2021
Property Address	3140 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	2021082049
Map Reference	MB 2007 PG 868-873
Instrument Date	Oct 29, 2021
Instrument	2021082049
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	WACO TITLE AS AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,739.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3140 OAK TREE DR, 3140, CENTERTON, AR 72719-9039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14502 LUND CARLSON RD, COUPLAND, TX 78615-5075

Mortgage

Document Number	2021082050
Date	Nov 2, 2021
Instrument	2021082050

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.19%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.19%
Max Rate At Change	7.19%
Index	1-Year LIBOR
Max Rate	7.19%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jan 5, 2021
Property Address	3140 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	2021000568
Map Reference	MB 2007 PL 868-873
Instrument Date	Dec 22, 2020
Instrument	2021000568
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,346.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 OAK TREE DR, CENTERTON, AR 72719-9039

Mortgage

Document Number	2021000569
Date	Jan 5, 2021
Instrument	2021000569

Lender

Name	FIRST WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Aug 18, 2020
Property Address	3140 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	0000050732
Instrument Date	Aug 17, 2020
Instrument	50732
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 OAK TREE DR CENTERTON AR 727199039, CENTERTON, AR 72719-9039

Mortgage

Document Number	50733
Date	Aug 18, 2020
Instrument	50733

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 20, 2017
Property Address	3140 OAK TREE DR, CENTERTON, AR 72719-9039
Document Number	0000D44679
Instrument Date	Aug 19, 2016
Instrument	D44679
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3140 OAK TREE DR CENTERTON AR 727199039, CENTERTON, AR 72719-9039

Mortgage

Document Number	M149452
Date	Jul 20, 2017
Instrument	M149452

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2037

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,411.00 (+9.79%)	$179,641 (-) Land $25,000 Building $154,641	$898,205 (-) Land $125,000 Building $773,205
2025	$9,483.00 (+18.8%)	$179,641 (+38.85%) Land $25,000 Building $154,641	$898,205 (-) Land $125,000 Building $773,205
2024			$898,205 (+38.85%) Land $125,000 Building $773,205
2023	$7,982.00	$129,380 Land $14,000 Building $115,380	$646,900 Land $70,000 Building $576,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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