3220 Oak Tree Dr, Centerton, AR 72719 Property Records

Benton County property record for 3220 Oak Tree Dr, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,455 sqft · built 2016
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,185,000 (Nov 2024)
Tax Bill	$11,700 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04470-000`

Property Details

APN / Parcel Number

Primary APN	`06-04470-000`
Alternative APNs	`151171.0` `151171`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,455 sqft Living Area
Gross Area	5,206 sqft
1st Floor Area	2,948 sqft
Upper Floors Area	1,507 sqft
Flooring	Wood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	751 sqft
Driveway	Concrete Driveway
Driveway Area	1,728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	504 sqft
Patio Area	488 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3220 OAK TREE DR
City	CENTERTON
State	AR
Zip	72719-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	137
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3033
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 OAK TREE DR, CENTERTON, AR 72719-5001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 15, 2019	Warranty Deed, Transfer ARVEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	202461017
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3220 OAK TREE DR, CENTERTON, AR 72719-5001
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012501
Date	Feb 24, 2021
Instrument	2021012501

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Nov 15, 2019
Property Address	3220 OAK TREE DR, CENTERTON, AR 72719-5001
Document Number	0000061189
Instrument Date	Nov 13, 2019
Instrument	61189
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY RESIDENTIAL SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3220 OAK WOOD DR CENTERTON AR 72719, CENTERTON, AR 72719

Mortgage

Document Number	61190
Date	Nov 15, 2019
Instrument	61190

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,700.00 (+1.34%)	$189,022 (-) Land $25,000 Building $164,022	$945,110 (-) Land $125,000 Building $820,110
2025	$11,545.00 (+40.45%) Homeowner's exemption	$189,022 (+41.87%) Land $25,000 Building $164,022
2024			$945,110 (+41.87%) Land $125,000 Building $820,110
2023	$8,220.00 Homeowner's exemption	$133,240 Land $14,000 Building $119,240	$666,200 Land $70,000 Building $596,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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