31692 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31692 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,240 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-200-023`

Property Details

APN / Parcel Number

Primary APN	`963-200-023`
Alternative APN	`958431023`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	4,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31692 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.22 ACRES IN LOT 23 MB 305/093 TR 28914
Legal Subdivision	TRACT NO 28914
Legal Tract	28914
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2013
Deed Sale	Mar 5, 2013
Prior Sale	May 7, 2008 · Amount on Record
Deed Document Number	2013107903
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	0000107903
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837

Mortgage

Document Number	0000099219
Date	Apr 5, 2024
Instrument	2024-0099219

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837

Mortgage

Document Number	0000557554
Date	Sep 20, 2021
Instrument	2021-0557554

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31692 PEPPER TREE ST, WINCHESTER, CA 92596-8837

Mortgage

Document Number	0000195497
Date	Mar 29, 2021
Instrument	2021-0195497

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,702 (+2%) Land $164,785 Building $330,917
2025	$4,143.00 (+0.78%) Disabled Person's exemption Veteran's exemption	$485,983 (+4.04%) Land $161,554 Building $324,429
2023	$4,111.00 (-2.79%) Disabled Person's exemption Veteran's exemption	$467,114 Land $155,282 Building $311,832
2022	$4,229.00
2021			$496,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

Nearby Properties on Pepper Tree St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures