3170 Mills Rd, Independence, KY 41051 Property Records

Kenton County property record for 3170 Mills Rd, Independence, KY 41051

Property Summary

Property TypeUnusable Land (Remnant, Steep, Etc.)
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Tax Bill$232 (2025)
Deeds & MortgagesOct 2022 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN060-00-00-025.00

Property Details

APN / Parcel Number

Primary APN060-00-00-025.00

Exterior

Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address3170 MILLS RD
CityINDEPENDENCE
StateKY
Zip41051-9323
Property CategoryOther
Property TypeOther > Unusable Land (Remnant, Steep, Etc.)
Legal Description.5 ACS NS MILLS RD AT TAYLOR MILL RD
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1023
Census Tract65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3176 MILLS RD, COVINGTON, KY 41015-2481
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 3, 2018Quit Claim Deed, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 19, 2013
Transfer Doc0005900037
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateOct 19, 2022
Property Address3170 MILLS RD, INDEPENDENCE, KY 41051-9323
Document Number0005900132
Book / PageKC 195 / 916
Instrument DateSep 15, 2022
Instrument22101905900132
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyVYLLA TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3176 MILLS RD, COVINGTON, KY 41015-2481

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3176 MILLS RD, COVINGTON, KY 41015-2481

Mortgage

Document Number0005900133
DateOct 19, 2022
Instrument22101905900133
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2042

December 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 3, 2018
Property Address3170 MILLS RD, INDEPENDENCE, KY 41051-9323
Document Number0000000073
Book / Page0I4200 / 000011
Instrument DateMar 2, 2018
Instrument73
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyLENDER RECORDING SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3176 MILLS RD COVINGTON KY 410152481, COVINGTON, KY 41015-2481

Mortgage

Document Number75
DateDec 3, 2018
Book Page0I4200/000015
Instrument75
Lender
NameCARRINGTON MTG SVCS
AddressDIVISION ANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term264 Months
DueDec 2, 2040

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2025$232.00 (-7.94%)$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2023$252.00$20,000 Land $20,000$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mills Rd

Nearby Streets

Search Property Records by Address or Parcel Number