Kenton County property record for 3145 Mills Rd, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,314 sqft · built 1977 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Jun 2017 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-20-00-084.00 |
| Primary APN | 060-20-00-084.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,314 sqft Finished Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3145 MILLS RD |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION HGTS LOTS 29-30 & PT LOT 31 0.95 ACS SS MILLS RD |
| Legal Subdivision | PLANTATION HGTS |
| Legal Lot Number | 30,31 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3145 MILLS RD, INDEPENDENCE, KY 41051-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 26, 2017 | Deed with Mortgage, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2017 |
| Deed Sale | Jun 26, 2017 |
| Prior Sale | Dec 11, 2001 · Amount on Record |
| Deed Document Number | 201706 26 059 00155 |
| Deed Book / Page | 3960 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 26, 2017 |
| Property Address | 3145 MILLS RD, INDEPENDENCE, KY 41051-9324 |
| Document Number | 0000000155 |
| Book / Page | 0I3960 / 000190 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 155 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3145 MILLS RD INDEPENDENCE KY 410519324, INDEPENDENCE, KY 41051-9324 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 26, 2017 |
| Property Address | 3145 MILLS RD, INDEPENDENCE, KY 41051-9324 |
| Book / Page | 003960 / 000192 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 156 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3145 MILLS RD INDEPENDENCE KY 410519324, INDEPENDENCE, KY 41051-9324 |
| Document Number | 0000000156 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 003960/000193 |
| Instrument | 156 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Document Number | 156, |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 0I3960/000193 |
| Instrument | 156 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,700 (-) Land $30,000 Building $164,700 | $194,700 (-) Land $30,000 Building $164,700 | |
| 2025 | $2,264.00 (-4.47%) | $194,700 (+3.67%) Land $30,000 Building $164,700 | $194,700 (+3.67%) Land $30,000 Building $164,700 |
| 2023 | $2,370.00 | $187,800 Land $30,000 Building $157,800 | $187,800 Land $30,000 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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