3137 Mills Rd, Independence, KY 41051 Property Records

Kenton County property record for 3137 Mills Rd, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,239 sqft · built 1946
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060-20-00-083.00`

Property Details

APN / Parcel Number

Primary APN	`060-20-00-083.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Finished Area
Gross Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3137 MILLS RD
City	INDEPENDENCE
State	KY
Zip	41051-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION HGTS LOT 28 & E 1/2 LOT 27 0.57 ACS SS MILLS RD
Legal Subdivision	PLANTATION HGTS
Legal Lot Number	28,27
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2012
Census Tract	65800

Owner

3137 Mills Rd is owned and occupied by two individuals who acquired it in July 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3137 MILLS RD, INDEPENDENCE, KY 41051-9324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 6, 2023
Transfer Doc	0005900237
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Aug 2, 2023
Property Address	3137 MILLS RD, INDEPENDENCE, KY 41051-9324
Document Number	0005900237
Book / Page	KC 239 / 571
Instrument Date	Jul 6, 2023
Instrument	23080205900237
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10189 HIDDENKNOLL DR, INDEPENDENCE, KY 41051-9656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10189 HIDDENKNOLL DR, INDEPENDENCE, KY 41051-9656

Tax Assessment & Valuation

The 2025 property tax bill for 3137 Mills Rd was $2,424.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,500 (-) Land $30,000 Building $178,500	$208,500 (-) Land $30,000 Building $178,500
2025	$2,424.00	$208,500 Land $30,000 Building $178,500	$208,500 Land $30,000 Building $178,500
2023	$1,259.00 (-1.41%)	$99,800 (-) Land $25,000 Building $74,800	$99,800 (-) Land $25,000 Building $74,800
2022	$1,277.00	$99,800 Land $25,000 Building $74,800	$99,800 Land $25,000 Building $74,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3137 Mills Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3137 Mills Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20