404 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 404 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,090 sqft · built 1956
Lot Size	0.283 acres (12,328 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Nov 2018)
Tax Bill	$2,799 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-166001`

Property Details

APN / Parcel Number

Primary APN	`07-166001`
Alternative APNs	`7166001` `166001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,090 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	12,328 sqft (0.283 acres)
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	166001
Street Address	404 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L 13-12,328 SQ. FT. 404 TALBOT AVE CAMB
Legal Subdivision	GLENBURN
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	970500

Owner

404 Talbot Ave is owned and occupied by an individual who bought it in November 2018.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	404 TALBOT AVE, CAMBRIDGE, MD 21613-1424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Aug 18, 2005 · Amount on File
Deed Book / Page	1493 / 2
Transfer Doc	MLB006690357
Record Updated	Oct 29, 2026

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 7, 2018
Property Address	404 TALBOT AVE, CAMBRIDGE, MD 21613-1424
Document Number	0014930002
Book / Page	1493 / 002
Map Reference	LB2 FO16
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 TALBOT AVE, CAMBRIDGE, MD 21613-1424

Mortgage

Document Number	0000014939
Date	Nov 7, 2018
Instrument	1493/9

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 404 Talbot Ave was $2,799 with a homeowner's exemption, up 4.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,799.00 (+4.17%) Homeowner's exemption	$158,233 (+0.4%)	$159,500 (+1.21%) Land $41,800 Building $117,700
2025	$2,687.00 Homeowner's exemption	$157,600 Land $41,800 Building $115,800	$157,600 Land $41,800 Building $115,800
2023	$2,400.00 Homeowner's exemption	$143,867	$157,600 Land $41,800 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Talbot Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Talbot Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talbot Ave

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