317 Stroud Mill Rd, Harmony, NC 28634 Property Records

Davie County property record for 317 Stroud Mill Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,932 sqft · built 1962
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2006)
Tax Bill	$1,022 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I100000045`

Property Details

APN / Parcel Number

Primary APN	`I100000045`
Alternative APNs	`4798653531` `82526865` `8318048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,932 sqft Heated Area
Gross Area	3,036 sqft
1st Floor Area	1,932 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	39,640 sqft (0.91 acres)
Lot Width	22.9 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8318048
Street Address	317 STROUD MILL RD
City	HARMONY
State	NC
Zip	28634-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.143 AC STROUD MILL RD LOT 1
Legal Subdivision	THE J GLEN STROUD ESTATES SUBDIVISION
Legal Lot Number	1
Jurisdiction	DAVIE NC
Township / Civil Division	CALAHALN
Census Block Group	1
Census Block	1036
Census Tract	80102

Owner

Source: Davie County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 STROUD MILL RD, HARMONY, NC 28634-8927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 24, 2020	Deed of Trust, Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2006 · Amount on Record
Deed Sale	Aug 31, 2006 · Amount on Record
Prior Sale	Sep 1, 1998 · Amount on Record
Deed Document Number	20067607
Deed Book / Page	677 / 437
Last Transfer Date	Jun 9, 2022
Transfer Doc	0122200809
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	317 STROUD MILL RD, HARMONY, NC 28634-8927
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133201167
Date	Mar 31, 2026
Book Page	1332/1167
Instrument	1548

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIE NC
Recording Date	Jun 15, 2022
Property Address	317 STROUD MILL RD, HARMONY, NC 28634-8927
Document Number	0122200809
Book / Page	1222 / 809
Map Reference	MB 7 PG 47
Instrument Date	Jun 9, 2022
Instrument	3765
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 STROUD MILL RD, 317, HARMONY, NC 28634-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 STROUD MILL RD, HARMONY, NC 28634-8927

Mortgage

Document Number	0000003766
Date	Jun 15, 2022
Instrument	3766

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	317 STROUD MILL RD, HARMONY, NC 28634-8927
Document Number	0000000496
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 STROUD MILL RD HARMONY NC 286348927, HARMONY, NC 28634-8927

Mortgage

Document Number	0000000496
Date	Jan 29, 2020
Book Page	001127/000565
Instrument	496

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,022.00	$148,550 (-) Land $19,390 Building $129,160	$148,550 (-) Land $19,390 Building $129,160
2025	$1,022.00 (+46%)	$148,550 (+63.98%) Land $19,390 Building $129,160	$148,550 (+63.98%) Land $19,390 Building $129,160
2023	$700.00	$90,590 Land $17,100 Building $73,490	$90,590 Land $17,100 Building $73,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

May also be available: Spectrum.

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