312 Stroud Mill Rd, Harmony, NC 28634 Property Records

Iredell County property record for 312 Stroud Mill Rd, Harmony, NC 28634

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,072 sqft · built 1998
Lot Size2.72 acres (118,745 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Jan 2002)
Tax Bill$1,430 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN4798-55-0338.000

Property Details

APN / Parcel Number

Primary APN4798-55-0338.000
Alternative APN
  • 77420851

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,072 sqft Heated Area
Gross Area2,506 sqft
1st Floor Area2,072 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area118,745 sqft (2.72 acres)

Exterior Amenities

PorchSlab
Porch Area434 sqft
Deck Area280 sqft
Patio Area280 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number77420851
Street Address312 STROUD MILL RD
CityHARMONY
StateNC
Zip28634-8927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionSPLIT BY DAVIE CO LINE
Legal SubdivisionTURNERSBURG
Legal Block55
JurisdictionIREDELL NC
Township / Civil DivisionTURNERSBURG
Census Block Group2
Census Block2025
Census Tract60802

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 STROUD MILL RD, HARMONY, NC 28634-8927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2002 · Amount on Record
Deed SaleJan 4, 2002 · Amount on Record
Deed Document Number20029999-00048881
Deed Book / Page1310 / 1767
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address312 STROUD MILL RD, HARMONY, NC 28634-8927
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 STROUD MILL RD, HARMONY, NC 28634-8927

Mortgage

Document Number0028431168
DateAug 19, 2021
Book Page2843/1168
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,430.00$232,210 (-) Land $19,010 Building $213,200$232,210 (-) Land $19,010 Building $213,200
2024$1,430.00$232,210 (-) Land $19,010 Building $213,200$232,210 (-) Land $19,010 Building $213,200
2023$1,430.00 (+32.9%)$232,210 (+42.73%) Land $19,010 Building $213,200$232,210 (+42.73%) Land $19,010 Building $213,200
2022$1,076.00$162,690 Land $16,480 Building $146,210$162,690 Land $16,480 Building $146,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zirrus
Fiber
6,000 / 6,000

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