160 Stroud Mill Rd, Harmony, NC 28634 Property Records

Iredell County property record for 160 Stroud Mill Rd, Harmony, NC 28634

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,636 sqft · built 1982
Lot Size20.3 acres (884,268 sqft)
OwnerIndividual Name on Record
Tax Bill$2,396 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2021 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN4798-33-9950.000

Property Details

APN / Parcel Number

Primary APN4798-33-9950.000
Alternative APN
  • 80083273

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,636 sqft Heated Area
Gross Area4,772 sqft
1st Floor Area1,762 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialWood Shingle
Lot Area884,268 sqft (20.3 acres)
Lot Width83 ft Width
Garage Area1,724 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area160 sqft
Deck Area596 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number80083273
Street Address160 STROUD MILL RD
CityHARMONY
StateNC
Zip28634-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCRAIG CARTNER PB73-14 SR2153
Legal Tract2
JurisdictionIREDELL NC
Township / Civil DivisionTURNERSBURG
Census Block Group2
Census Block2034
Census Tract60802

Owner

Source: Iredell County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address160 STROUD MILL RD, HARMONY, NC 28634-8926
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Warranty Deed, Transfer · Conventional Mortgage
ALLEGACY FCU
Jun 22, 2021Warranty Deed, Transfer · Stand-Alone Second Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 18, 2021
Transfer Doc2823002488
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJun 18, 2021
Property Address160 STROUD MILL RD, HARMONY, NC 28634-8926
Document Number0028232488
Book / Page2823 / 2488
Instrument DateJun 18, 2021
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address266 SAINT MATTHEWS RD, MOCKSVILLE, NC 27028-8419

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 STROUD MILL RD, HARMONY, NC 28634-8926

Mortgage

Document Number0028232491
DateJun 18, 2021
Instrument2823/2491
Lender
NameALLEGACY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJun 22, 2021
Property Address160 STROUD MILL RD, HARMONY, NC 28634-8926
Document Number0028241541
Book / Page2824 / 1541
Map ReferenceMB 73 PG 143
Instrument DateJun 18, 2021
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address266 SAINT MATTHEWS RD, MOCKSVILLE, NC 27028-8419

Transferred To (Grantee/Buyer)

NameVerified Name
Address19643 STATE HIGHWAY CC, WARRENTON, MO 63383-6741

Mortgage

Document Number0028241544
DateJun 22, 2021
Instrument2824/1544
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJun 21, 2036

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,396.00$396,030 (-) Land $114,190 Building $281,840$396,030 (-) Land $114,190 Building $281,840
2024$2,396.00$396,030 (-) Land $114,190 Building $281,840$396,030 (-) Land $114,190 Building $281,840
2023$2,396.00 (+25.77%)$396,030 (+34.64%) Land $114,190 Building $281,840$396,030 (+34.64%) Land $114,190 Building $281,840
2022$1,905.00$294,130 Land $98,960 Building $195,170$294,130 Land $98,960 Building $195,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zirrus
Fiber
6,000 / 6,000

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