Watauga County property record for 317 Streamside Ln, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,160 sqft · built 2003 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Apr 2014) |
| Tax Bill | $1,787 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1878-68-3225-000 |
| Primary APN | 1878-68-3225-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Porch |
| Porch Area | 864 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1749025 |
|---|---|
| Street Address | 317 STREAMSIDE LN |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 26 PH 2 THE LAKES COMMUNITY |
| Legal Subdivision | THE LAKES |
| Legal Phase | 2 |
| Legal Lot Number | 26 |
| Legal Unit | Y |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 920900 |
317 Streamside Ln is owned by an individual who bought it in April 2014.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 37, CONWAY, NC 27820-0037 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2014 · Amount on File |
| Deed Sale | Apr 15, 2014 · Amount on File |
| Prior Sale | Mar 19, 2007 · Amount on File |
| Deed Document Number | 2014626038 |
| Deed Book / Page | 1749 / 739 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0015110643 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 317 Streamside Ln was $1,787, down 57.9% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Municipality | Seven Devils Town |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,000 (-) Land $21,400 Building $504,600 | ||
| 2025 | $1,787.00 (-57.93%) | $526,000 Land $21,400 Building $504,600 | |
| 2024 | $4,248.00 | $526,000 Land $21,400 Building $504,600 | |
| 2023 | $526,000 Land $21,400 Building $504,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Streamside Ln in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 15 condo units |
| Nearby Flood Claims | 30 (1994–2024) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Streamside Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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