182 Streamside Ln, Banner Elk, NC 28604 Property Records

Watauga County property record for 182 Streamside Ln, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,359 sqft · built 2002
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Sep 2019)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Jul 2020 Transfer Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1878-58-9237-000`

Property Details

APN / Parcel Number

Primary APN	`1878-58-9237-000`
Alternative APN	`1754218`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Porch	Porch
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1754218
Street Address	182 STREAMSIDE LN
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 PB 27 PG138
Legal Subdivision	THE LAKES
Legal Phase	2
Legal Lot Number	28
Legal Unit	Y
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2036
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11900 OVERBROOK RD, LEAWOOD, KS 66209-1148
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 26, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	2019682421
Deed Book / Page	2047 / 298
Last Transfer Date	Jun 23, 2020
Transfer Doc	0021030747
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 6, 2020
Property Address	182 STREAMSIDE LN, BANNER ELK, NC 28604
Document Number	0021030747
Book / Page	002103 / 000747
Instrument Date	Jun 23, 2020
Instrument	692037
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11900 OVERBROOK RD LEAWOOD KS 662091148, LEAWOOD, KS 66209-1148

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 10, 2019
Property Address	182 STREAMSIDE LN, BANNER ELK, NC 28604
Document Number	0020470298
Book / Page	2047 / 0298
Map Reference	MB 15 PG 89
Instrument Date	Sep 4, 2019
Instrument	682421
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 NUN ST, 309, WILMINGTON, NC 28401-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 OVERBROOK RD, SHAWNEE MISSION, KS 66209-1148

Mortgage

Document Number	0000682422
Date	Sep 10, 2019
Instrument	682422

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 26, 2017
Property Address	182 STREAMSIDE LN, BANNER ELK, NC 28604
Document Number	0019200457
Book / Page	001920 / 000457
Instrument Date	May 26, 2017
Instrument	658573
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 NUN ST WILMINGTON NC 284015117, WILMINGTON, NC 28401-5117

Mortgage

Document Number	19200460
Date	May 26, 2017
Book Page	001920/000460
Instrument	658574

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 25, 2037

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,500 (-) Land $27,600 Building $347,900
2025	$1,309.00 (-57.25%)	$375,500 (-) Land $27,600 Building $347,900
2024	$3,062.00		$375,500 Land $27,600 Building $347,900
2023		$375,500 Land $27,600 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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