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237 Streamside Ln, Banner Elk, NC 28604 Property Records

Watauga County property record for 237 Streamside Ln, Banner Elk, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,160 sqft · built 2002
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$366,500 (Sep 2020)
Tax Bill$3,746 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1878-58-9445-000

Property Details

APN / Parcel Number

Primary APN1878-58-9445-000
Alternative APN
  • 1816161

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,160 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRustic
Exterior MaterialLogs
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
PorchPorch
Porch Area36 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number1816161
Street Address237 STREAMSIDE LN
CityBANNER ELK
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 THE LAKES PH II EXEXEMPTTENSION
Legal SubdivisionTHE LAKES
Legal Phase11
Legal Lot Number20
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2036
Census Tract920900

Owner

Source: Watauga County records · APN 1878-58-9445-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1628 SOUND WATCH DR, WILMINGTON, NC 28409-4562
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Deed Document Number2020695528
Deed Book / Page2124 / 811
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 22, 2020
Property Address237 STREAMSIDE LN, BANNER ELK, NC 28604
Document Number0021240811
Book / Page2124 / 811
Map ReferenceMB 15 PG 241
Instrument DateSep 16, 2020
Instrument695528
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$733.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 SOUND WATCH DR, WILMINGTON, NC 28409-4562

Mortgage

Document Number695529
DateSep 22, 2020
Instrument695529
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address237 STREAMSIDE LN, BANNER ELK, NC 28604
Document Number0019660878
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address237 STREAMSIDE LN SEVEN DEVILS NC 28604, SEVEN DEVILS, NC 28604

Mortgage

Document Number0019660878
DateApr 04, 2018
Book Page001966/000878
Instrument667518
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2048

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00$460,800 (-) Land $31,600 Building $429,200
2024$460,800 Land $31,600 Building $429,200
2023$460,800 Land $31,600 Building $429,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured (15 under condo master policies)
2 of 11 individual policies on primary residences
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Flood Events
  • Tropical Storm Helene (Sep 2024), 3 claims
  • Hurricane Ivan (Sep 2004), 6 claims
  • Tropical Storm Frances (Sep 2004), 5 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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