317 Spruce Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 317 Spruce Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,322 sqft · built 1997
Lot Size	0.066 acres (2,870 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Jan 2013)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0331-034-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-034-01-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	698 sqft
2nd Floor Area	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,870 sqft (0.066 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 SPRUCE DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 2262 LOT 227 TRACT NO 2262 LAKES1DE TRACT R LOT 227 AND PTN ST VAC ADJ NWLY EX STS *** 5-7-96 96-161715 (STS) 10-24-96 96-393076 VAC ***
Legal Subdivision	LAKESIDE
Legal Tract	2262
Legal Block	1
Legal Lot Number	227
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1013
Census Tract	10906

Owner

317 Spruce Dr is owned and occupied by two individuals who bought it in January 2013.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 674, CEDAR GLEN, CA 92321-0674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 12, 2019	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Jun 25, 2018	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013 · Amount on File
Deed Sale	Jan 11, 2013 · Amount on File
Prior Sale	Aug 25, 2011 · Amount on File
Deed Document Number	201313576
Prior Transfer Date	Jan 4, 2011
Prior Transfer Doc	0000009067
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	317 SPRUCE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 674, CEDAR GLEN, CA 92321-0674

Mortgage

Document Number	0000012873
Date	Jan 11, 2021
Instrument	2021-0012873

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	317 SPRUCE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SPRUCE DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000474896
Date	Oct 20, 2021
Instrument	2021-0474896

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	317 SPRUCE DR, LAKE ARROWHEAD, CA 92352
Document Number	0000380693
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 674 CEDAR GLEN CA 923210674, CEDAR GLEN, CA 92321-0674

Mortgage

Document Number	0000380693
Date	Oct 23, 2019
Instrument	380693

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	317 SPRUCE DR, LAKE ARROWHEAD, CA 92352
Document Number	0000236468
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 674 CEDAR GLEN CA 923210674, CEDAR GLEN, CA 92321-0674

Mortgage

Document Number	0000236468
Date	Jun 29, 2018
Instrument	236468

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 Spruce Dr was $3,420 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,033 (+2%) Land $35,044 Building $256,989
2025	$3,420.00 Homeowner's exemption	$286,307 Land $34,357 Building $251,950
2023	$3,211.00 (+2.07%) Homeowner's exemption	$275,190 Land $33,023 Building $242,167
2022	$3,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 317 Spruce Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Spruce Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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