317 Smith Cir, Matthews, NC 28104 Property Records

Union County property record for 317 Smith Cir, Matthews, NC 28104 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Ranch
Year Built	Built 1971
Square Footage	1,500 sqft Living Area
Lot Size	19,123 sqft (0.439 acres)
Occupancy	Owner Occupied
Tax Bill	$2,226.00 (2025)

Owner

Source: Union County records · APN 07-126-097

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 SMITH CIR, MATTHEWS, NC 28104-4991
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	317 SMITH CIR, MATTHEWS, NC 28104-4991
Transaction Type	Mortgage
Record Updated	Dec 02, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SMITH CIR, MATTHEWS, NC 28104-4991

Mortgage

Document Number	0008050459
Date	Apr 05, 2021
Book Page	8050/459
Instrument	15549

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+15.22%)	$322,600 (+42.11%) Land $65,700 Building $256,900	$322,600 (+42.11%) Land $65,700 Building $256,900
2023	$1,932.00	$227,000 Land $38,000 Building $189,000	$227,000 Land $38,000 Building $189,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-126-097`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,500 sqft Living Area
1st Floor	1,500 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	19,123 sqft (0.439 acres)
Shed	1 Shed
Porch Area	384 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	317 SMITH CIR
City	MATTHEWS
State	NC
Zip	28104-4991
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#18 STALLINGS PARK 317 SMITH CIRCLE
Legal Subdivision	STALLINGS PARK
Jurisdiction	UNION NC
Minor Civil Division	VANCE
Census Blockgroup	1
Census Block	1062
Census Tract	20312